Consider NASA...questions

[Anonymous]

That's what I'm thinking (only cuz others have said it) as well baller.

[Slim1Der]

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@Anonymous wrote:

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@Anonymous wrote:

Just a side bar but, you do not have to be a member to apply. The CSR told me that if you apply for a card and are approved that they automatically open up an account for you. She said that I wasted a step

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Huh, really? DCU definitely didn't work like that! Lol Do they counter offer what you ask for on PLOC and CC?

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Yes, they countered me with my PLOC. Asked for $25k got countered at $5k.

[Spikenit]

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@Anonymous wrote:

Just a side bar but, you do not have to be a member to apply. The CSR told me that if you apply for a card and are approved that they automatically open up an account for you. She said that I wasted a step

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Exactly what I did. There was one HP on Experian though. I don't know if I would have gotten it with a SP if I tried for Membership first? My responses were Instant Approved/Ready to Fund/Funded. It went to "Funded" soon after I signed the two electronic forms they sent.

[Anonymous]

Ok, so should we ask for 25k then? 5k is plenty, we just want to have it as a fall back. Just curious if its a Credit Solutions type scenario, shoot for the sky and wait for the counter.

[juggalo9er]

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@emptypockets wrote:

They seem to be giving out large limits with no HP's right now, according to posts on another board. The status of your app can be checked here: nasafcu.com/memberstatus

If you have an application in progress, ithe status seems to go from referred -->pending-->approved/denied. The consensus seems to be if you get a email seeking ID or address info, you will be approved. They report NASA to be BK friendly of the BK is over 24 mos, with no baddies. They don't seem to be too INQ sensitive.

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They want 24 months of history out of bk not 24 months out of discharge

[emptypockets]

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@Anonymous wrote:

Just a side bar but, you do not have to be a member to apply. The CSR told me that if you apply for a card and are approved that they automatically open up an account for you. She said that I wasted a step

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Except by doing the membership first, people seem to be getting approved without a HP. If you app for the card first (without being a member) people seem to always get a HP.

[skigirl916]

I got a membership first; and it was a HP.

[itguy_65]

I got approved for membership first, then approved for VISA and PLOC, no HPs, just SPs on Experian.

[lord_kinbote]

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@itguy_65 wrote:

I got approved for membership first, then approved for VISA and PLOC, no HPs, just SPs on Experian.

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How are you checking soft pulls from Experian?  The dispute method?  I have the experian service and when I pull reports, it only shows hard pulls.  Are you assuming it was a SP since no HP appeared on EX?  Thanks

[Jlu]

^I usually will backdoor the CRA via the denied credit method if I need SP info. Can't do it too often or else Experian will lock you out.