Consider NASA...questions

[lord_kinbote]

I was instantly approved for savings, but I am still in pending for CC;  Entry Time 9/25/2014 10:18:04 AM EST

I pulled EX this morning and there were no hard pulls.  However, when I go to dispute method on EX it does not permit me to file a dispute.  I was able to on EQ, but I did not see a SP or HP.  Is there any other way to see a SP from EX?  I am not sure why it fails when I use the dispute method - I have never used it in the past.

[Jlu]

^Denied credit method?

[BootStraps]

---

@akula wrote:

I was instantly approved for savings, but I am still in pending for CC;  Entry Time 9/25/2014 10:18:04 AM EST

I pulled EX this morning and there were no hard pulls.  However, when I go to dispute method on EX it does not permit me to file a dispute.  I was able to on EQ, but I did not see a SP or HP.  Is there any other way to see a SP from EX?  I am not sure why it fails when I use the dispute method - I have never used it in the past.

---

One of the EX reps told me that if a person uses a lot of experian products (freecredit score, usaa, others) and/or pulls their credit frequently, it can "fill up the system" (his words) and make it impossible to access the credit report for a period of time.

[lord_kinbote]

---

@BootStraps wrote:

---

@akula wrote:

I was instantly approved for savings, but I am still in pending for CC;  Entry Time 9/25/2014 10:18:04 AM EST

I pulled EX this morning and there were no hard pulls.  However, when I go to dispute method on EX it does not permit me to file a dispute.  I was able to on EQ, but I did not see a SP or HP.  Is there any other way to see a SP from EX?  I am not sure why it fails when I use the dispute method - I have never used it in the past.

---

One of the EX reps told me that if a person uses a lot of experian products (freecredit score, usaa, others) and/or pulls their credit frequently, it can "fill up the system" (his words) and make it impossible to access the credit report for a period of time.

---

Hmm, then that may be my issue. Also, www.AnnualCreditReport.com has been throwing 404's since yesterday.

[CalAlumnus13]

---

@akula wrote:

I was instantly approved for savings, but I am still in pending for CC

I pulled EX this morning and there were no hard pulls.  

---

Same here. EX shows two SPs. I applied Visa Classic, but I realize now I should have applied for Platinum Advantage. I was hoping to get a high limit/low APR for emergency use (I already have plenty of good rewards cards), but it looks like Platinum Advantage offers a potentially-lower APR. Oh well.

[juggalo9er]

what comes after approved with stipulations?

[Jlu]

---

@juggalo9er wrote:

what comes after approved with stipulations?

---

You upload the required documents via their website and wait for an email asking you to DocuSign a final application. Then you'll be bumped to APPROVED - FUNDED status which means you're good to go as long as you DocuSign'd.

[dodgerslv]

well i took the plunge on the NASA frenzy on opening the savings account and applying for the credit card a couple of days ago and CC app went into pending but received approval notice a day later...30k at 14.99% pending address verification (utility bill). Still only 2 SP on EX report till today. I am having second thoughts about sending the document cuz i really dont want any more credit. I have almost 300k in credit already and its not guaranteed i will eventually get the 30k (i honestly think it will end up with a toy limit or even a denial because i only reported my work income, and have too many new accounts and INQs) My work income only adds up to around 100k so i have feeling the limit would be adjusted accordingly.Now if i dont send it the necesarry documents, will the approval just cancel out? Having a 30k limit would be nice also but i am seriously adding to much new credit as of late and i value my other cards way too much to risk it on adding new credit that i dont need. I honestly dont know why i even apped when there was no need.... hopefully its stays as SPs and that way can continue my gardening mode.Going to pass on this guys/gals but good luck to all other apps in that are pending and hopefully they turn into approvals. ..

[juggalo9er]

---

@Jlu wrote:

---

@juggalo9er wrote:

what comes after approved with stipulations?

---

You upload the required documents via their website and wait for an email asking you to DocuSign a final application. Then you'll be bumped to APPROVED - FUNDED status which means you're good to go as long as you DocuSign'd.

---

all uploaded 2 days ago where is the docusign

[jsucool76]

---

@akula wrote:

I was instantly approved for savings, but I am still in pending for CC;  Entry Time 9/25/2014 10:18:04 AM EST

I pulled EX this morning and there were no hard pulls.  However, when I go to dispute method on EX it does not permit me to file a dispute.  I was able to on EQ, but I did not see a SP or HP.  Is there any other way to see a SP from EX?  I am not sure why it fails when I use the dispute method - I have never used it in the past.

---

I just have a report from august, and I put in the report number on experian.com/consumer under (View your report again), under "requests for your credit" you'll see soft pulls. It's titled something like "requests only viewed by you"