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Consider NASA...questions

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FinStar
Moderator Emeritus

Re: Advice on NASA

Similar questions have been asked in the other infamous NASA threads. May want to read up on that. Bottom line, sounds like you already know the answer. If your scores are not in range plus with a recent collection (whether disputed or not), your chances certainly don't tilt the scales for approval. But, hey, everyone doesn't want to be left out so this will be purely your decision.
Message 419 of 953
AvadaKedavra
Established Contributor

Re: Advice on NASA

With a collection on file only a month old, definitely not. Do not apply for any credit until that collection is taken care of. 

Message 420 of 953
ronstar7
Established Contributor

Re: Advice on NASA


@AvadaKedavra wrote:

With a collection on file only a month old, definitely not. Do not apply for any credit until that collection is taken care of. 


Exactly my thoughts, just wanted more confirmation.

 

Thanks!

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 421 of 953
ronstar7
Established Contributor

Re: Advice on NASA


@FinStar wrote:
Similar questions have been asked in the other infamous NASA threads. May want to read up on that. Bottom line, sounds like you already know the answer. If your scores are not in range plus with a recent collection (whether disputed or not), your chances certainly don't tilt the scales for approval. But, hey, everyone doesn't want to be left out so this will be purely your decision.

Nope Im chillin.

 

Thanks!

Starting scores after BK (Filed 4/18/24) EQ 571 , TU , EX

Current Scores EQ 582 TU 597 EX 601 Goal 700+ across
UTL
Last Inq: 8/3/2024

Starting Score: 582
Current Score: 582
Goal Score: 700


Take the myFICO Fitness Challenge

Chapter 7 BK filed 4/18/24 Discharged 7/22/24
Ally Financial CC 11/24 Credit limit $1,000 preapproval mailer
Message 422 of 953
FinStar
Moderator Emeritus

Re: Advice on NASA

I believe you saved yourself some headaches, especially since they are very backed up with the whole flood of applications and seem to be scrutinizing the underwriting process more closely.
Message 424 of 953
b_diddy
Established Contributor

Re: Advice on NASA


Nope Im chillin.

 

Thanks!


Good decision.  Congrats!
FICO Scores: EX 733 (1/17/15) EQ 761 (1/17/15) TU 750 (1/17/15)
     
      
Message 426 of 953
I_need_720
Regular Contributor

Re: Advice on NASA


@ronstar7 wrote:

@FinStar wrote:
Similar questions have been asked in the other infamous NASA threads. May want to read up on that. Bottom line, sounds like you already know the answer. If your scores are not in range plus with a recent collection (whether disputed or not), your chances certainly don't tilt the scales for approval. But, hey, everyone doesn't want to be left out so this will be purely your decision.

Nope Im chillin.

 

Thanks!


Congratulations on having restraint. I think it is an under-celebrated virtue in this credit game.

br>Current Scores: EQ: 629 EX: 654 TU: 682 on 12/30/2014 from myFico
Starting Scores: EQ: 640 EX: 672 TU: 663 on 08/26/2014 from myFico
Goal Scores: 750+

In the Garden till October 2015 - Last App November 13, 2014
Message 432 of 953
Anonymous
Not applicable

NASA FCU Pending account?

Any idea why my savings account wasnt instantly approved?

 

That's odd and my info was all accurate

Message 226 of 953
Anonymous
Not applicable

Re: NASA FCU Pending account?

That's normal mine took two days to get approved. I wouldn't worry too much you should be fine. Oh and they spend experian if that helps.
Message 227 of 953
Stanic413
Regular Contributor

Re: NASA FCU Pending account?


@Anonymous wrote:

Any idea why my savings account wasnt instantly approved?

 

That's odd and my info was all accurate


Just did mine and it's pending as well.  I'm thinking it's because of the number of new member apps and it's after hours.  I noticed a new post about an hour ago stating they were pending membership. 

18k10k7.6k10k10k5k5.6k1.7k2k
Federal CU PLOC: $5k
Scores, Dec. 2014- TU: 755 EX: 763 EQ: 757
Last App: 12/8/14. In the garden until Jan 2016, getting "mortgage" ready.
Message 228 of 953
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