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Consider NASA...questions

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Anonymous
Not applicable

Re: Nasa fcu


@juggalo9er wrote:

Just want to put it out there as someone who was successful in their recon, the only way you can recon with them is if their computer was in error in your denial!

example: cpu auto denied me due to no not having24 months of clean credit out of chapter 7, the reality was that i had 33 months thus my recon attempt was successful!


I successfully appealed my cash rewards just this past friday.  I think I just may wait until I lower my util on the Cap1 before I ask again for the Flagship and apply to NASA, which will be in about 2 weeks, then wait until they report by the 3rd of november i believe

Message 751 of 953
mountainmom
Frequent Contributor

Re: Consider NASA...questions

Does nasa allow household income or do they require personal income?


Eq 702 TU 707 Exp 718
Message 752 of 953
FinStar
Moderator Emeritus

Re: Consider NASA...questions


@mountainmom wrote:
Does nasa allow household income or do they require personal income?

Individual, personal income.

Message 753 of 953
FinStar
Moderator Emeritus

Re: Nasa fcu


@Anonymous wrote:

@AvadaKedavra wrote:

@Anonymous wrote:

@AvadaKedavra wrote:

@Anonymous wrote:

Do you guys think it would be a good idea to app with them and try my hand at a nice credit line with my given scores in my sig or wait it out a little longer?


Scores are a little low. Would need more CR info. Baddies, AAOA, Current UTL, Income?


My util is high at last reporting $2500 on Cap1 $3k MC, but its currently at $2200.  few late payments on my Nelnet and Cap One have a recently updated to PIF CO from BoA that was sent to PRA. I just got approved for a $500 navy cash rewards and $3500 NavChek.  My oldest card is the Cap1 opened in 2007 and my nelnet loans are from 01-02.  Also had a fraudulent tax lien removed from EQ and EX, and Im waiting for TU to delete.   I just got declined for the navy flagship, I think Im going to ask for recon as they did a SP; either that or app again once I pay down the Cap1 some more before Nov 10th


Depending on what "just got approved" means, your UTL is pretty high. If those other cards aren't reporting yet then you're at 83% UTL. If they do report and you're still at 2200 on your CapitalOne you're at about 28%. High UTL plus your baddies may not give you the best shot. For best chances at approval or even a good CL I'd suggest getting your UTL as low as possible.


yep, theyre not reporting yet.  So, right now Im just sitting at a total of $3800 in credit with $2500 in use until the new TL become active


+1

 

You should probably wait this one out for more favorable results.

Message 754 of 953
AvadaKedavra
Established Contributor

Re: Nasa fcu

Got my Pin today. Still no card. Still not reporting. 

Message 755 of 953
jgodfrey82
Regular Contributor

Re: Consider NASA...questions

you got mail on Columbus Day? I waiting by my mailbox all day and nothing ever came
Message 756 of 953
FinStar
Moderator Emeritus

Re: Consider NASA...questions


@jgodfrey82 wrote:
you got mail on Columbus Day? I waiting by my mailbox all day and nothing ever came

Yeah, I didn't think there was mail delivery today.

Message 757 of 953
AvadaKedavra
Established Contributor

Re: Consider NASA...questions


@jgodfrey82 wrote:
you got mail on Columbus Day? I waiting by my mailbox all day and nothing ever came

Yeah I was super surprised when I saw mail today...but it was there...strange.

Message 758 of 953
Luscher
Valued Contributor

Re: Consider NASA...questions

Does anybody that have gotten there cards so far actually like it/use it?
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 759 of 953
TheClub
Frequent Contributor

Re: Consider NASA...questions

NASA arrived today! I was funded and approved on the 24th of September.

 

Still waiting on those BT checks. May call and inquire about them.

 

As far as the card goes... super thin. Nothing really aesthetically pleasing. This card will be put to use for sure. Anyone know if the LOCs are soft pull or not?

"When you're fresh meat you kill... and give them something fresher" (Frank Underwood)
Message 760 of 953
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