Considering NFCU CashBack Card

[Anonymous]

I got approved for 6500 credit card with FICO score of 580.  And got turned down for CLOC.  They use Trans Union for Credit Card and Equifax for CLOC.  I don't' think you shoul have any issues.  My score was over 700 when I got to 91 days and got CLI to 23k.  I have no need for the CLOC so I haven't applied again. 

[Anonymous]

The CashRewards has a $200 bonus now as well.

[Anonymous]

---

@Anonymous wrote:
The CashRewards has a $200 bonus now as well.

---

200 dollars isn't much of a sign-up bonus for 3k of spend.  But I didn't get anything.   I thought about getting a second card but figured 200 isn't worth the HP or the new account. 

[Anonymous]

I thought it was a bit steep too but someone was recommending he get the GoRewards for the 200 bonus and I believe that also requires 3k in spend so if he doesn't want to PC he can still get the 200

[Anonymous]

I had similar stats as you, but charge off and collections were unpaid and I applied about an hour after I got my membership. Approved for $15k limit on the Cash Rewards card.