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Consistent CLI amount?

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NoMoreE46
Community Leader
Senior Contributor

Consistent CLI amount?

I have two cards that seemed to be locked in with respect to the dollar amount given from a CLI request.

I am not always successful with my requests but whenever I am granted the increase, the amount is fixed.

 

DP:
Discover has been at $2,000, four times.

PNC Points has been at $5,000, three times.

 

Just wondering if anyone else has had this consistency/pattern with any of your cards’ CLI?

 

 

 

 

Message 1 of 11
10 REPLIES 10
JoeRockhead
Senior Contributor

Re: Consistent CLI amount?

The only cards I have that I've requested CLIs from are my More Rewards which was $7900 the first time, because I had an odd SL and wanted an even CL. The next one was for $8k which most people know is Navy's current max amount.

 

The other was my red Disco which came after being kind of prodded into it by a certain someone (clears throat) Smiley Tongue.  That resulted in them doubling my limit... Everything else has come via auto CLIs

 

So yeah, I'm of no help here.

Message 2 of 11
pizzadude
Credit Mentor

Re: Consistent CLI amount?


@NoMoreE46 wrote:

I have two cards that seemed to be locked in with respect to the dollar amount given from a CLI request.

I am not always successful with my requests but whenever I am granted the increase, the amount is fixed.

 

DP:
Discover has been at $2,000, four times.

PNC Points has been at $5,000, three times.

 

Just wondering if anyone else has had this consistency/pattern with any of your cards’ CLI?

 

 

 

 


I'll state the obvious, NFCU's $8K CLIs were handed out like candy in the past Smiley LOL

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 3 of 11
SouthJamaica
Mega Contributor

Re: Consistent CLI amount?


@NoMoreE46 wrote:

I have two cards that seemed to be locked in with respect to the dollar amount given from a CLI request.

I am not always successful with my requests but whenever I am granted the increase, the amount is fixed.

 

DP:
Discover has been at $2,000, four times.

PNC Points has been at $5,000, three times.

 

Just wondering if anyone else has had this consistency/pattern with any of your cards’ CLI?

 

 

 

 


Yes I used to be locked in at $300 per CLI. We called it the SJ Special. @AverageJoesCredit was locked in at $500 each; we called that the AJC Special.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




Message 4 of 11
Titans84
Valued Contributor

Re: Consistent CLI amount?

Since opening my Citi Custom Cash in 2021, I've received 5 increases. All of them were $2k each. 

 

SL: $7,600

CL: $17,600

Current FICO 8:



Message 5 of 11
NoMoreE46
Community Leader
Senior Contributor

Re: Consistent CLI amount?

Just read a member getting that very sweet $8000 CLI...

 


@pizzadude wrote:

@NoMoreE46 wrote:

I have two cards that seemed to be locked in with respect to the dollar amount given from a CLI request.

I am not always successful with my requests but whenever I am granted the increase, the amount is fixed.

 

DP:
Discover has been at $2,000, four times.

PNC Points has been at $5,000, three times.

 

Just wondering if anyone else has had this consistency/pattern with any of your cards’ CLI?

 

 

 

 


I'll state the obvious, NFCU's $8K CLIs were handed out like candy in the past Smiley LOL



 

Message 6 of 11
NoMoreE46
Community Leader
Senior Contributor

Re: Consistent CLI amount?

Yes, I do remember now reading about those specials @SouthJamaica  (I was just starting out on the Forums and hadn't been privvy to those discussions...)

 

  


@SouthJamaica wrote:
Yes I used to be locked in at $300 per CLI. We called it the SJ Special. @AverageJoesCreditwas locked in at $500 each; we called that the AJC Special.

 

Message 7 of 11
NoMoreE46
Community Leader
Senior Contributor

Re: Consistent CLI amount?

A few months ago, I got a CLI for $4000 from NFCU - less than the $8000 de rigueur that @pizzadude noted as well. 

I guess that missing out on that full $8000  and seeing the pattern of the PNC and Disco was the impetus of this thread.

 

FYI, I may or may not recollect that...  Guilty.

 

 


@JoeRockhead wrote:

The only cards I have that I've requested CLIs from are my More Rewards which was $7900 the first time, because I had an odd SL and wanted an even CL. The next one was for $8k which most people know is Navy's current max amount.

 

The other was my red Disco which came after being kind of prodded into it by a certain someone (clears throat) Smiley Tongue.  That resulted in them doubling my limit... Everything else has come via auto CLIs

 

So yeah, I'm of no help here.


 

 

 

Message 8 of 11
nytokyobred79
Valued Contributor

Re: Consistent CLI amount?


@NoMoreE46 wrote:

I have two cards that seemed to be locked in with respect to the dollar amount given from a CLI request.

I am not always successful with my requests but whenever I am granted the increase, the amount is fixed.

 

DP:
Discover has been at $2,000, four times.

PNC Points has been at $5,000, three times.

 

Just wondering if anyone else has had this consistency/pattern with any of your cards’ CLI?

 

 

 

 


My Venture Rewards cli(s) started off with 1K, then 4K, then 1.5K but since then, the most recent 4 CLI's have all been 1K no matter the spending patterns. I should be eligible for an increase at the end of this month, let's see if Capone gives another 1K. Don't get me wrong, I'm happy that Capone has been generous bc I know it can be all over the place bucketed or not.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 9 of 11
AverageJoesCredit
Legendary Contributor

Re: Consistent CLI amount?


@SouthJamaica wrote:

@NoMoreE46 wrote:

I have two cards that seemed to be locked in with respect to the dollar amount given from a CLI request.

I am not always successful with my requests but whenever I am granted the increase, the amount is fixed.

 

DP:
Discover has been at $2,000, four times.

PNC Points has been at $5,000, three times.

 

Just wondering if anyone else has had this consistency/pattern with any of your cards’ CLI?

 

 

 

 


Yes I used to be locked in at $300 per CLI. We called it the SJ Special. @AverageJoesCredit was locked in at $500 each; we called that the AJC Special.


Ahhh, those were the daysSmiley Happy. We also had the @joltdude Special and the @BrutalBodyShots  Special .  We had some fun trying to figure out if it were monkeys or chimps throwing those dartsSmiley Wink

Message 10 of 11
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