Costco Capital One Retail Card

[lindsaydruart]

Thanks for the info. I plan on giving them a call Monday for sure and I will try social media. They've been very attentive as of late so I'm going to milk it while I can.

[gingerflower]

Hi op, I applied in store Costco customers desk and got instant approval $5,000 . However, my score at time with Equifax is 780 good luck and my fingers crossed for you. This was a week ago I applied.

[NRB525]

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@lindsaydruart wrote:

I apped for this card today, despite my supposed gardening, and they told me the approval would be in the mail. No instant approval for the retail card. I don't see much in the forums about it but I have seen that it's been instant. Anyone have any insight? I'm going to call in for app status anyway though and recon if I need to.

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OP, are you in Canada?

[lindsaydruart]

No, NRB525. I'm US. The Cap1 Costco card in Canada is a Mastercard. The one in the US is a store card.

[Anonymous]

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@gingerflower wrote:
Hi op, I applied in store Costco customers desk and got instant approval $5,000 . However, my score at time with Equifax is 780 good luck and my fingers crossed for you. This was a week ago I applied.

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Big difference. The OP EQ is only 583 your score is almost 200 points more and your score is in the excellent tier. Big difference

[Anonymous]

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@lindsaydruart wrote:
No, NRB525. I'm US. The Cap1 Costco card in Canada is a Mastercard. The one in the US is a store card.

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Wow I didn't know that they had this and it was an option. Do all US Costco's have this available? Can't seem to find anything at all about it online. 

[lindsaydruart]

Yes, TA8088. Just got to the membership desk and tell them you want to apply for the Cap One store card.

I called today and it was declined. I expected such but I'll see when I get the letter what they say. My EX score is always crappy in comparison to my others.