Costco Citi - which score do they use?

[diane11]

I've been boosting my credit diligently for the last 18 months and had SO MUCH help from this group that has improved my scores a lot. Thank you! I've been wanting a Costco Citi card, and have been watching my scores and waiting for just the right time. Does anyone know which score they use? All three of my FICO scores are in the 702-720 range. Thank you! 

[SweetCreditObsession]

Congratulations on getting yout scores up. Unfortunately I don't have the DPs you need.

[Gunnerboy]

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@diane11 wrote:

I've been boosting my credit diligently for the last 18 months and had SO MUCH help from this group that has improved my scores a lot. Thank you! I've been wanting a Costco Citi card, and have been watching my scores and waiting for just the right time. Does anyone know which score they use? All three of my FICO scores are in the 702-720 range. Thank you! 

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What state are you in?

[diane11]

Massachusetts

[Gunnerboy]

Per Doctor of Credit, EX & EQ.

[SFLSpotter9210]

I'm in Florida and they pulled EX and EQ on all 4 of my accounts. Not sure what your profile is like you might want to be specific so others can advise you what to do. Any lates how many and how long ago and BK history your AAOA everything you know post so others can give you a more accurate response. Good luck either way. 

[Meanmchine]

Good luck with Costco !

[TekkenQQ7]

[SouthernCredit]

I was 680s across the board when I got approved for mine. Only bad was BK7, and I was 8 years post when approved. 

[Mv350]

They pull EX8 for me, and always turn me down due to a medical collection from 6 years ago. 

Edit: Sorry I'm in CA