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Costco Visa Recon Help

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Anonymous
Not applicable

Costco Visa Recon Help

Hello everyone i am new to this forum and would like to know if anybody that was declined for the Costco Visa tried to recon the app?
I was declined due to a bk reporting but i am seeing others getting approved.
Any successful recon calls? Thanks
Message 1 of 7
6 REPLIES 6
juniornj23
Established Contributor

Re: Costco Visa Recon Help

If that the reason you can recon but i dont think they will aprove you . Hey but call them
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 2 of 7
Anonymous
Not applicable

Re: Costco Visa Recon Help

Sure will wouldn't hurt to try since i already burned a hp, thanks for the quick response
Message 3 of 7
Anonymous
Not applicable

Re: Costco Visa Recon Help

I was declined Smiley Sad too many inquiries..and a couple of derogs. Oh well there's always next year!

I will wait until my scores go up and inq's/derogs come off next summer, then I'll get one!

Message 4 of 7
RonM21
Valued Contributor

Re: Costco Visa Recon Help

Welcome Flako. As mentioned, you can try but the likelihood of them changing their mind is low. Also, consider that each profile is looked at differently. The approvals you see may have had BK's at different times, or even their report is better off.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 7
Anonymous
Not applicable

Re: Costco Visa Recon Help

I understand RM21 but i have now 12 accounts in good standing and have a Fico8 exp of 668 so i thought i had a chance oh well ill wait until 2018 and try again
Message 6 of 7
juniornj23
Established Contributor

Re: Costco Visa Recon Help

12 account i have 37 account in perfect condition plus i have 2 card with them never late and just for 550 charge off from 2010 i was not approve . 80k income and 19% UTl .
Amex ED (2000) Amex BCE (2000) Amex macys (5000) Amex Gold , VENTURE (5000) MC PLATINUM (600) CAP QUICKSILVERONE (1250) CAP QUICKSILVER (4500) CAP QUICKSILVER (3500) PENFED AMEX (5000) PENFED CASH REWARDS (25,000) PENDFED REWARDS VISA SIGNATURE (20,000) UPROMISE (1000) NFL (4000) OVERSTOCK (2800) HSN (3200) DISCOVER IT(8500) AMAZON PRIME (10000) MARVEL(7000) BOF VISA(2000) BEST BUY VISA CITI (9000) BLISPAY (9000)Amex Magnet (10,000) Uber (3100)

WELCOME TO 100K CLUB . LAST APP 08/29/18 Credit Score 8 TU 720 EQ 705 EX 724

Starting Score: 640
Current Score: 720
Goal Score: 850


Take the myFICO Fitness Challenge

CARD I want .
Chase Freedom and US cash +

Now back to the garden until 2020
Message 7 of 7
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