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Couldn't go through with the app....

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Kennie02
Frequent Contributor

Couldn't go through with the app....

I am supposed to be in the garden but I was thinking I may need/like a Navy Fed Checking Line of credit... I was going through the application and I was almost done. Everytime I thought I was submitting the application it kept asking if I was sure... Are you sure you want to submit? A decision can be made in less than an hour but do you agree?  Do you agree for us to pull your credit report? Is your information correct because overestimating your assets could blah balh blah... I took it as a sign... Cancel!!! It was probably for the best!

NFCU cash $50k | BofA Cash Rewards $35k | USAA Rate Advantage $20K | Amex BCP $18k| Costco Anywhere $18.5k | Amex HH Surpass $15k | BofA $14k | WF $14k | Apple Card $6.5k | Cap One QS $4.5k | Sephora Visa $4k | Discover It $8.5k | Citi DC $3.5k | Citi AA Mile Up $5.1k | Chase Amazon $3k | Amex ED $3k | Chase IHG $3k | Chase Freedom Unlimited $4k | Chase Freedom $2.5k | Citi Rewards $2k | Last HP 7/28/25
Starting score 09/2013: 530 Current FICO 8:
Credit Age:
New Accounts:
Inq (6/12/24M):
Message 1 of 5
4 REPLIES 4
B335is
Moderator Emeritus

Re: Couldn't go through with the app....

I get that way sometimes. Last week I was looking into Chevron business acct and don't even remember entering any info. Well they called today to ask me to finish it up. I didn't go through with it either. I wish I was eligible for Navy. They're worth the HP!
Message 2 of 5
I-think-I-can
Valued Contributor

Re: Couldn't go through with the app....

I have done nearly the same thing on that line of credit..I just couldn't go through with it! I read about all of the success that other people have with it and the big approvals, but I am afraid I might mess something up I guess!

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 3 of 5
capitalkid
Regular Contributor

Re: Couldn't go through with the app....

If you qualify for NF you qualify for USAA, no fees Secure Checking, and no HP to open the account.  25$ funding start, but not req to keep active,no min balance for free checking either.  Great banking good luck.

Message 4 of 5
Creditaddict
Legendary Contributor

Re: Couldn't go through with the app....

the $15k line of credit is worth it though... go back and apply!!!

Message 5 of 5
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