Credit Card Application that uses Experian

RebelSon · ‎07-04-2017

I want to apply for an amex card and I know they pull Exp and Exp isnt my strongest report. If I lock it, will amex pull TU or EQ?

Dont want to waste a hp for exp.
Exp fico 630
Eq fico 688
Tu fico 640

Starting Score: 460
Current Score: 750
Goal Score: 800

Take the myFICO Fitness Challenge

Anonymous · ‎07-04-2017

They'll pull what they want to pull. If they decide they want Ex they'll tell you to unlock it or no card for you.

fltireguy · ‎07-04-2017

OP - just want to mention that talking bout freezing CR's in order to app for cards (and have the bank pull an alternate bureau) is a major no no on MF

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!

Anonymous · ‎07-04-2017

OP, I posted about this subject once and received a slap on the wrist from the mods saying that I was violating the TOS, so be warned that they take issue with the suggestion of doing this (manipulating which bureau is pulled).

peghede · ‎07-04-2017

Amx will only pull Experian , allot others who pull exp ,some credit unions and banks.vs/mc and retail cards.

Anonymous · ‎07-04-2017

Amex

UncleB · ‎07-05-2017

We're not permitted to discuss freezing a bureau with the intent to force a creditor to use a different bureau on a credit app.

With this in mind and since the question was addressed this thread is now locked and closed to new messages.

--UB