Credit Card Offers from CapOne after burning

[mrcrisp023]

Hey all,

My DW burned Capone 10 years ago on her I believe $500 limit card (really it was me). Never paid it off, no longer on her credit and has badically has gone away outside of the debt technically still being there. 

She's been asking about getting a new card and she's been getting flooded with of course, capital one offers. Are these legit or do we need to pay her old card off first? Should she bother applying before then?

Also, what income should she put?  She's a stay at home mom but we report joint on our taxes. Income over $200k. 

Thanks! 

[CreditCuriosity]

Cap1 is one of the most forgiving lenders there are.  If her scores are half decent she will get approved as they don't hold grudges.  With regards to income they should state what can be used, but believe for Cap1 if she is your wife you can use household income

[SUPERSQUID]

Cap 1 let me back in after one year after burning them in my bk7 for 5k At first they gave me a platinum card with only a 300 sl but now that card is 5k plus i have the Savor 1 3100 cl and the kohls card 3000 cl all within 2 years.

Try the cap 1 prequalify page first and see if anything pops up.

[NoMoreE46]

@mrcrisp023,

She ought to be fine.  Which card is the offer for?

Additionally, you can have your DW enter her Reservation code from the mailers on the C1 website:

Explore Credit Cards & Apply Online | Capital One 

[OmarGB9]

She'll be fine. Cap One is quite forgiving.