Credit Card Pre-Qualification Links

[Anonymous]

What were your scores at the time of apping for the Cash Rewards? My wife has the nRewards card she got in July and we’ve been good with it, paying it off in full every month. Do you think she would have a chance at the cash rewards card? Scores are in the low 600s if that helps.

[Anonymous]

Hey there, are you saying that - if it’s worded as “recommended “ , it more solid than the normal invite or pre- qualify ?

[FiveOhFour]

Is it just not possible to get pre-approvals these days much less without a hard pull? I have a perfect 820 FICO score and never get pre-approvals just pre-quals, and yes I am opted into marketing mail

[BurgeoningHope]

Hey there - the Cap1 link in the OP is dead. This one works: https://www.capitalone.com/credit-cards/prequalify

[BurgeoningHope]

US Bank is now https://www.usbank.com/credit-cards.html

[Anonymous]

I really want a American Express card , but every time I go to the pre qualify page it never offers me anything. My TU- 708, Eq- 705 & Ex- 703. My utilization is 4% and HI are 5. I want the card but don’t want the hard pull unless I have a good chance of being approved. I just can’t get pass the pre quality .I was approved for a BOA a couple months back .
Any thoughts !

[Anonymous]

Thank you

[sjt]

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@Anonymous wrote:
I really want a American Express card , but every time I go to the pre qualify page it never offers me anything. My TU- 708, Eq- 705 & Ex- 703. My utilization is 4% and HI are 5. I want the card but don’t want the hard pull unless I have a good chance of being approved. I just can’t get pass the pre quality .I was approved for a BOA a couple months back .
Any thoughts !

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I think you should go for it.

[Anonymous]

@pcynth10 I would apply for the AMEX. Scores aren't everything for them, but unless you have had a questionable past with them, your profile looks as if you should qualify for a charge card at the very least.

Not sure what your needs are, but Delta Gold has somewhat relaxed UW requirements. IMO, you should app for Gold. If approved, combine it with another likely SP app (same day) for a one of their revolvers.

Good Luck!

[Anonymous]

Ok great, thank you so much !