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Credit Cards that pull only from TransUnion or Equifax?

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Anonymous
Not applicable

Credit Cards that pull only from TransUnion or Equifax?

Hi,

 

My TransUnion and Equifax scores are currently 742, but my Experian is 633.

 

Are there any credit cards that check only TransUnion or Equifax for your application?

I've done some Googling, but am getting mixed results and figure you folks in here would know best.

 

Thanks in advance for your help!

Message 1 of 26
25 REPLIES 25
MrDisco99
Valued Contributor

Re: Credit Cards that pull only from TransUnion or Equifax?

Barclay always pulls TU. All the rest of my issuers included EX in their pulls.
Message 2 of 26
Anonymous
Not applicable

Re: Credit Cards that pull only from TransUnion or Equifax?

Paypal 2% is TU only 

Message 3 of 26
redE2move
Frequent Contributor

Re: Credit Cards that pull only from TransUnion or Equifax?

Synchrony pulls TU (Marvel, Care Credit, Walmart, Sams & more)

Message 4 of 26
Meanmchine
Super Contributor

Re: Credit Cards that pull only from TransUnion or Equifax?

US Bank pulls TU

Chase pulls EQ ( Florida ) Likes to double pull tho

Comenity pulls EQ

NFCU pulls TU

Penfed pulls EQ

Target pulls TU

 

NASA FCU - pulls EX but there is mixed reviews that membership is chexsystems and cc apps can be SP

Synchrony mostly TU but there is a 20% chance it could be EX

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 5 of 26
fltireguy
Valued Contributor

Re: Credit Cards that pull only from TransUnion or Equifax?


@Meanmchine wrote:

US Bank pulls TU

Chase pulls EQ ( Florida )Chase single pulls EX for me in Tampa,Fl

Comenity pulls EQ

NFCU pulls TU

Penfed pulls EQ

Target pulls TU

 

NASA FCU - pulls EX but there is mixed reviews that membership is chexsystems and cc apps can be SP


 

NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 6 of 26
MrDisco99
Valued Contributor

Re: Credit Cards that pull only from TransUnion or Equifax?

Citi and Chase double pulled EQ and EX for me in Georgia.
Message 7 of 26
marty56
Super Contributor

Re: Credit Cards that pull only from TransUnion or Equifax?

RBFCU pulls TU for auto and their CC.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 8 of 26
Anonymous
Not applicable

Re: Credit Cards that pull only from TransUnion or Equifax?

Where are you getting your scores from?
Message 9 of 26
AverageJoesCredit
Legendary Contributor

Re: Credit Cards that pull only from TransUnion or Equifax?

Citi loves Eq
Message 10 of 26
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