Credit Cards with Generous SL

[Horseshoez]

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@oorhett wrote:

Baxter CU, can get in through "Life.Money.You" they are pretty good at offering nice SL and have decent Balance Transfer options. 

FNBO will tell you how much your SL will be in their SP Prequal tool and their Travel card "Getaway" has a BT offer. 

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I heard elsewhere FNBO is geofenced; do you know if this is true?

[keluric]

FNBO is geofenced.  Navy Fed CU can be the "house of high limits" if you are membership eligible - my SL on the Flagship was $20k and $18.9k on the Platinum; Flagship approved when my TU score was below 700. I had checking/savings for about a year with a $350 direct deposit before applying for credit.

[youngandcreditwrthy]

chase slate for your situation @AJ67 

[youngandcreditwrthy]

actually sorry saw you have Chase already.

still try the Slate becaue it has NO BT fees.

TRY BOA! BOA will let you recon a starting limit. One time I got approved for a boa custom rewards card or whtever for 5k instant online, called underwriter and got it CLI'ed to 25/30k. 

if you already ahve BOA, then try Amex.

[youngandcreditwrthy]

@AJ67  but chase Slate has ZERO BT FEES.. which it sounds like you have a lot to transfer. 

[youngandcreditwrthy]

yeah there @oorhett  was one guy a year or two ago that got like a 20k SL with almost 50% utilization and a 650 score at Bxter. The issue is figuring out which credit unions accept members of the genreal public or not.

[AJ67]

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@youngandcreditwrthy wrote:

@AJ67  but chase Slate has ZERO BT FEES.. which it sounds like you have a lot to transfer. 

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Unfortunately, this card has been discontinued. They replaced it with Chase Slate Edge. They charge fees on balance transfer. 3% for 60 days...then 5%. 

[youngandcreditwrthy]

what are your recent inquiries and new accounts like.. also aaoa? @AJ67 

[AJ67]

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@youngandcreditwrthy wrote:

what are your recent inquiries and new accounts like.. also aaoa? @AJ67 

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A total of 3 inquiries...2 new accounts in the last 2 months...16 years1

[NoMoreE46]

@AJ67   How much of a SL are you aiming for?

Here are two:

• WF Reflect card  = 21 months   WF Reflect.
• BofA has the BankAmericard = 18 months  BofA BankAmericard.

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@AJ67 wrote:

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@Jeffster1 wrote:

WF approved me for a 30K limit on their BILT Rewards card 22 months after my 13 DC, and Kinecta Credit Union approved me for their VISA with an SL of $35K 20 months post-DC. Those are my highest right now, I figure if they would take a chance on me with those limits so soon after DC, they must be pretty generous overall. 

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WF BILT doesn't have a 0% on balance transfer. But their SL is fantastic..

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