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Credit Denied

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Anonymous
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Credit Denied

I have recently applied for some credit cards & been denied. I decided to join Credit Karma & experian. In doing so I'm currently disputing some items. So far my score has been raised by just two things being deleted. 

 

My question is how do I get my new credit report to the same companies that denied me? I see some on here about writting letters? 

Message 1 of 4
3 REPLIES 3
myjourney
Super Contributor

Re: Credit Denied


@Anonymous wrote:

I have recently applied for some credit cards & been denied. I decided to join Credit Karma & experian. In doing so I'm currently disputing some items. So far my score has been raised by just two things being deleted. 

 

My question is how do I get my new credit report to the same companies that denied me? I see some on here about writting letters? 


Welcome to the forum 

More info needed 

What lender did you apply with and what date?

Scores Fico only 

Baddies? 

TL's you have now....Loans CC's etc etc 

As far as getting them new CR's you don't w/o either recon or applying again which is why I asked for bank and date of app

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 4
Anonymous
Not applicable

Re: Credit Denied

If you were denied credit, and then had your credit reports corrected from inaccurate info (i.e. the dispute), you have the right to have whichever credit bureau was used for the denial send an updated copy of your credit report to the lender that denied you. On the dispute investigation results letter they sent you (or online if you reviewed the results of the dispute there), they should have info on how to do this. Good luck.

Message 3 of 4
Anonymous
Not applicable

Re: Credit Denied


@myjourney wrote:

@Anonymous wrote:

I have recently applied for some credit cards & been denied. I decided to join Credit Karma & experian. In doing so I'm currently disputing some items. So far my score has been raised by just two things being deleted. 

 

My question is how do I get my new credit report to the same companies that denied me? I see some on here about writting letters? 


Welcome to the forum 

More info needed 

What lender did you apply with and what date?

Scores Fico only 

Baddies? 

TL's you have now....Loans CC's etc etc 

As far as getting them new CR's you don't w/o either recon or applying again which is why I asked for bank and date of app


What mj said.

Message 4 of 4
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