Credit Limits?

[MyLoFICO]

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@Meanmchine wrote:

Ive had my checking / savings / CDs with BoA since 1991 and I dont even get a calender

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Hahahaha!! I feel your pain. I stole their pen once in the drive through. Slept with both eyes open for a month and shook uncontrollably every time I heard sirens or got a letter in the mail from them. 

[Anonymous]

They want you to take their pens..

[MyLoFICO]

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@Anonymous wrote:
They want you to take their pens..

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Oh sure..that's what they WANT you to think.. I thought the same thing until...no..no...I can't..I can't go back to that day...I just can't. 

[Anonymous]

They should. Its 1 cent marketing.

[Creditplz]

I made 186k last year my DW made 66k + a performance bonus. My highest limit to date is 13.3k NFCU. Hers is 34K. Her AAoA is better then mine, score is better then mine (770's) Inq are lower. I feel that file has more to do then income. If they see you manage your 8k limit exceptionally and not keep it at 90% usage maybe they see this as a basis to give you more?.

[Anonymous]

My daughter works part time at Walgreens and makes about 20k per yr and has a 15k BOA limit.

[Imperfectfuture]

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@Anonymous wrote:

My daughter works part time at Walgreens and makes about 20k per yr and has a 15k BOA limit.

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Nice.

[Thomas_Thumb]

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@Anonymous wrote:

Not trying to be too nosy... but I was just wondering what income some people with the $20,000 credit limits have or a hypothetical scenario explaining how high credit limits should be for a given income. Or what companies allow for a given income?  May not be wording it correctly, but you know what I mean..

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Here is some old info regarding credit scores, income and CL "guidelines". Since 2010 credit has loosened up and higher limits are available at lower income levels than shown in the below summaries. [These are individual card limit guidelines, not aggregate]

[nuno1485]

Based on lender and spending habits my avg 4.5k per card I have 9 income 65k per yr CL 36k

[Anonymous]

My DW is 130k and has 20k cards. A few 10k+ cards.