Your scores are pretty similar to mine when I started apping right after New Years. Depending on if you have any recent baddies, I would try the pre-qualified offers for CapOne and Credit One. If the offer gives you a set APR instead of a range APR like CapOne did for me, then it's worth a shot to apply. Once you start making payments on time and in full, you'll see a positive difference in your score. I did a ton of research for months before I finally found the guts to app and managed to get two cards to start with. Most importantly, set goals on how you want to use your cards.
@Anonymous wrote:Hi, advice needed on increasin my credit score. As of now this is what my credit sccore is like:
598 TU/ 579 EQ
Baddage -- Paid/Charge off in Aug 2013(paid it in Jan2015)
Was out of country until this Jan. 2 denials in this month, Discover it Secured/Chase slate(not wanted to do it, but somehow let it in).
Got approval for primor® Secured Visa Classic Card. My primary intention is to increase my score to 700's in 2018. Planning to add one more Card. What other cards should I apply? Any suggestions.
1. Apply for Capital One Secured.
2. Then, if you get it, or if you get denied.... either way stop making new applications for 6 months, then check your FICO scores.
