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Credit limit increase???

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Anonymous
Not applicable

Credit limit increase???

Hello all, 

Anyone have Bank of America rewards ever asked for CLI?

I have had my card for a little over a year now and I'm still at 1k SL

I recently got approved for more right off the bat with Chase and cap one for almost 10k for those two combined alone.

Also, does asking for a CLI get your credit pulled? 

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Credit limit increase???

Yes BOA is a hard pull when asking for a CLI.
Message 2 of 12
Anonymous
Not applicable

Re: Credit limit increase???

Dang, I'll keep it at 1k for now 

I've had a few inquiries lately 

thanks for the info Smiley Happy

Message 3 of 12
-Cain-
Valued Contributor

Re: Credit limit increase???

BofA is a TU Hard Pull. Good luck.

Message 4 of 12
pipeguy
Senior Contributor

Re: Credit limit increase???

BoA is always a HP, over and over always a HP. Although many on here think BoA is great, I canceled mine recently because it refused to grow even with multiple HP's - the "best" excuse they gave me was I wasn't making large enough payments, wel if 4X or 6X minimum is not large enough and I'm in the 00% APR promo period, who need them, not me.

Message 5 of 12
Bowzer
Frequent Contributor

Re: Credit limit increase???


@Anonymous wrote:

Hello all, 

Anyone have Bank of America rewards ever asked for CLI?

I have had my card for a little over a year now and I'm still at 1k SL

I recently got approved for more right off the bat with Chase and cap one for almost 10k for those two combined alone.

Also, does asking for a CLI get your credit pulled? 


I had my BofA Cash Rewards card for 8 months and requested a cli. My SL was like yours 1k, and when I requested online I asked for 10k and was approved for 5.5k. Yes, it was a HP (TU) but was a fair amount considering the age. I use this card primarily for gas because of the 3% cash back and pif every time statement cuts. I am satisfied with BofA

Message 6 of 12
Kb109
Frequent Contributor

Re: Credit limit increase???

Does anyone know if you can request a CLI on BoA's website?? Or do you have to call?

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!
Message 7 of 12
mssher
New Contributor

Re: Credit limit increase???

Yes, you can request one onine if you have the link.

 

Amount over total credit line:
$0.00
 
Request a credit line increase!!!!
 
Next closing date:
07/06/2015
 
Last payment date:
06/13/2015
 
Last payment:
$27.09

 

 

USAA AmEx 17,000 | USAA Visa 14,500 | BOA Visa 10,000 | BOA World MC 10,000 | Fifth Third 9,000 | Discover IT 13,500 | Barclay Apple Rewards 6,440 | AMEX BCE 6,000 | Citi DC 6,3000 | US Bank Cash+ Visa Sig 5,000 | PenFed Visa Sig 5,000 | Alliant Visa 5,000 | Citi Sears 5,000 | State Farm Visa Sig 5,000 | CapOne QS 5,250 | Firestone 2,200 | Kohls 2,000 |
FICO 8: EX 782 - EQ 794 - TU 796 *** Goal: Decrease Number of Cards to 12 + store cards ***
Message 8 of 12
Creditaddict
Legendary Contributor

Re: Credit limit increase???

BofA is HP to TU but they are very giving! usually worth it!

Message 9 of 12
ojefferyo
Valued Contributor

Re: Credit limit increase???


@Creditaddict wrote:

BofA is HP to TU but they are very giving! usually worth it!


I agree, very well worth it. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 10 of 12
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