@Nelsoul wrote:
Navy platinum for 11K was approved, forgot I had my transunion locked so they pulled Experian, my TU scores are stronger, what Ex model do they use? Navy is closed today , I am going to call to request a slightly higher limit, but I'm wondering if I asked to use TU could that effect my starting limit? Also could they remove my EX inquiry in favor of TU, because I'm applying for Amex business platinum and don't want that EX pull effecting the preset limit.
Grats on a pretty good sl.Navy pulls same model of Ex as TU. FICO 8 or 9. The pull is done they will not repull TU and you cant have the EX pull removed since it was a legitimate credit inquiry. Thats not how credit works orherwise everyone would be picking and choosing what pulls they want showing lol. 1 hp will not destroy chances of a better limit from a creditor , but may affect approvals depending on ones current profile/ lenders hp threshold.
