CreditOne Wants Me Back

jologan79 · ‎03-09-2015

So, I closed my Credit One card because they really don't offer good rewards and wouldn't let me get a CLI.

Well, I got an email 30 secs ago with this offer.

1% back on gas purchases
Automatic credit line increase
reviews every six months
Free online monthly credit
score tracking included*

Have any of you ever received a much higher limit from a comeback offer?

NFCU Cashrewards $20,500 ~ NFCU LOC $15,000 ~ Chase Southwest $9,800 ~ Discover IT $500 ~ Hilton Honor Amex $1,000 ~ MILITARY STAR $6,900 ~ USAA Classic $500 ~ Macy's Store Card $3,200 ~ Mercury Visa $3,450 ~ Amazon Prime $2,200

App_Addict · ‎03-09-2015

@jologan79 wrote:
So, I closed my Credit One card because they really don't offer good rewards and wouldn't let me get a CLI.
Well, I got an email 30 secs ago with this offer.
1% back on gas purchases
Automatic credit line increase
reviews every six months
Free online monthly credit
score tracking included*
Have any of you ever received a much higher limit from a comeback offer?

I have not heard of it. I have heard of them trying to get you back and I have heard of the offer that you got, but I don't believe that you would be looking at much more as far as starting CL. I'm coming up on my 1 year and that bad boy will go down in flames as well! Good luck with your credit future!

CURRENT SCORES: TU: 698 21 Apps / EX: 644 28 Apps / AAoA: 4.4 Yrs. / Util. 5% / Goal: 750 by 12/22

Anomalous · ‎03-09-2015

@jologan79 wrote:
So, I closed my Credit One card because they really don't offer good rewards and wouldn't let me get a CLI.
Well, I got an email 30 secs ago with this offer.
1% back on gas purchases
Automatic credit line increase
reviews every six months
Free online monthly credit
score tracking included*
Have any of you ever received a much higher limit from a comeback offer?

It's a trap!

Keep both your credit and your body in top shape!

Anonymous · ‎03-09-2015

its a trap! lol dont bite it!

Anonymous · ‎03-09-2015

It is a trap like others said. Ignore it. Remember why you closed it.

I-think-I-can · ‎03-09-2015

Run away, fast as you can ...you don't need them anymore

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board

tonyjones · ‎03-09-2015

CreditOne is probably the worst CC you can get.

Current Fico Scores: (December 2023)

Shelly13 · ‎03-09-2015

I dumped that card after 5 months of use. Leave that card in your review mirror.

Amex ED: 5,000 I Barclays: 10,000 I Discover: 8,700 I VS: 6,000 I Citi Simplicity: 6,700 I Amex BC: 2,000 I Marvel MC: 8,000 I
I Chase FU: 4,000 I US Bank: 500.00 I Fidelity: 5,000 I

Anonymous · ‎03-09-2015

Remember that 1% cash back for gas purchases doesn't even begin to pay enough to counteract the lack of grace period.

Anonymous · ‎03-09-2015

@Anonymous wrote:
Remember that 1% cash back for gas purchases doesn't even begin to pay enough to counteract the lack of grace period.

That grace period deletion must really generate a lot of money for them.