will nfcu pull experience upon request

lincar66 · ‎03-08-2015

I was wondering if they would pull experian to see my full credit portfolio as it includes much more info

Eq-670(dcu)ex-664 tu-693
NFCU Cash Rewards---8500k Joint Cash Rewards 2k NavCheck----15000 cap one 2500 cap one 2k synchrony furniture card 1500 walmart store card 6k walmart mastercard 6000 Firestone 1400 amazon 6k Lowes 12k serta 4k care credit 4800 rotman furniture card 1500 stash visa 2k bp visa 1500 PayPal MasterCard ????

Weights · ‎03-09-2015

@lincar66 wrote:
I was wondering if they would pull experian to see my full credit portfolio as it includes much more info

I seriously doubt it. My experience has been that they'll pull the one they want or else you won't get whatever it is your seeking. For example, when I asked for a limit increase on my cash rewards card, they attempted to pull Equifax, which has a freeze on it. When I called in and requested they pull something else, I was told to either lift the freeze on Equifax or be outright denied for the increase. I just ended up cancelling the request, as I didn't want another HP at the time.

Creditaddict · ‎03-09-2015

I don't think I have ever seen Navy pull EX.... TU or EQ and many times it's EQ

Anonymous · ‎03-09-2015

For my recent CLI request for our Joint card they pulled my wife's Experian and my Equifax. I also had Equifax frozen but I figured since the DW already took a HP it was worth a HP, what's 20 vs 19 right? The sad part is 10 of those 20 on my Equifax are from Navy lol.

Oz

Anonymous · ‎03-09-2015

From my experience with Navy Fed they pulled TU for my membership and then EQ for everything else.