Csp with thin file

[Wrigley2172]

Howdy all
Been interested in the CSP for a few months and I seem to be in a pickle so looking for some advice. My income is low being a student at ~12/13k however i do have a small pool of assets at 5k. My DTI is rather high factoring in my student loan of 22k currently deferred until December of this year however my UTI is good with decent scores. I prequal for the card in the chase app at 17.49% APR and I also have an in branch pre approval and have banked with chase for 6 years. However im iffy givin my actual income about the 5k min SL. Thoughts?

Dp's:
12-13k income
5k assets
Exp FICO 8 784- 2inq
TU 775- 1 inq
Eq 770- 1 inq
Disco 1100/7500 3 years 5months
BCP 0/3600 8months
22k student loan 3 months old
AU on 15k cap1 card 14 years

[M_Smart007]

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@Wrigley2172 wrote:
Howdy all
Been interested in the CSP for a few months and I seem to be in a pickle so looking for some advice. My income is low being a student at ~12/13k however i do have a small pool of assets at 5k. My DTI is rather high factoring in my student loan of 22k currently deferred until December of this year however my UTI is good with decent scores. I prequal for the card in the chase app at 17.49% APR and I also have an in branch pre approval and have banked with chase for 6 years. However im iffy givin my actual income about the 5k min SL. Thoughts?

Dp's:
12-13k income
5k assets
Exp FICO 8 784- 2inq
TU 775- 1 inq
Eq 770- 1 inq
Disco 1100/7500 3 years 5months
BCP 0/3600 8months
22k student loan 3 months old
AU on 15k cap1 card 14 years

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"I also have an in branch pre approval" Ilike this the best."

If it were Me, I would go in to branch and speak to personal banker. GL2U

[Wrigley2172]

Ok will do, Id LIKE the card, but if i cant get it yet oh well, also considering freedom or a card from BCU which Maize just turned me onto so just doing a little window shopping dont have my heart set on anything yet

[mikesonthemend]

Your situation sounds like it is worthy of a hard pull or two.