Re: DATA POINTS are important to share......

SUPERSQUID · ‎07-07-2022

@Anonymous wrote:
I concur @righthererightnow . Seeing other's approvals is fun. And watching everyone else get new cards makes me want to get some too.

I got a few of my cards this way. someone posted they got a card with a bk on their reports and then i knew i had a shot.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017

calisig · ‎07-12-2022

@MCM1 wrote:
Please share:
How many new account in 12/24 months

US Bank (and maybe others?) also considers: How many new accounts in the last 6 months, so please also include x/6 in addition to x/12 and x/24 ...

Cash Rewards Visa Signature | 5% bookstores, rotator+, groceries, everything else | $15,000 | Sep 2022

Freedom Flex World Elite MC | 5% rotator & cellular | $19,900 | May 2022

Sapphire Preferred Visa Signature | travel & dining | SL $16,600 | CL $22,600 | May 2021

Citi Costco Visa Signature | 4% gas & warranty | SL $6,800 | CL $13,300 | Feb 2021

Customized Cash World MC | 3% online | $5,500 | Apr 2002

13Oct22 Exp F8: 812

keekers · ‎07-12-2022

I'd love to use the signature feature to include relevant data points but I tried to do the buttons, etc. and it was difficult having to find a photo hosting site, use a link, etc.

@CreditMagic7 wrote:
Wish we could also get more folks to use sig badges like some use and is easy to keep current.
Kinda helps others make comparisons and gauge their own chances.

SouthJamaica · ‎07-13-2022

@MCM1 wrote:
When sharing about your approvals it really helps the entire community to know the data points at the time of your application. Just saying you were approved does not help anyone, its just bragging. Lets all try to do our best to help each other here and learn from others.
Please share:
Card Approval
What bureau(s) were pulled
What were your score(s)
How many inquiries did you have
How many new account in 12/24 months
Did you have other previous account with issuer
Income range
Anything else that may be helpful to others considering applying for this account.

Welcome to the forum.

While it's always interesting to get data points, I disagree with you that it is unhelpful or "bragging" to post about an approval without a lot of data points.

I'm glad when people share their good news.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 682

righthererightnow · ‎07-13-2022

@keekers

This page has great badge codes (FICO scores, sigs), if it helps.
https://ficoforums.myfico.com/t5/SmorgasBoard/Badges-for-Your-Signature/td-p/5257198/page/4

keekers · ‎07-13-2022

@righthererightnow wrote:
@keekers
This page has great badge codes (FICO scores, sigs), if it helps.
https://ficoforums.myfico.com/t5/SmorgasBoard/Badges-for-Your-Signature/td-p/5257198/page/4

Figured it out. Thanks!

DATA POINTS are important to share......

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