DBF first CC App, Discover IT

[Anonymous]

Boyfriend applied for his first credit card yesterday. He has always been anti-credit. He is AU on most of my accounts, including Discover. They asked him to upload a proof of residence and identity, which he did with utility bill and SS card. Does this seem like an approval or denial? I would hate for him to be denied on his first application. I think it would make him even more anti-credit than he already is.

[Anonymous]

Thats probably a good sign. I had to do the same. But I didnt have the patience to wait so called in to make sure they received the docs and got approved after a couple questions.

[Anonymous]

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@Anonymous wrote:
Thats probably a good sign. I had to do the same. But I didnt have the patience to wait so called in to make sure they received the docs and got approved after a couple questions.

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That is good. I don't know what his true FICOs are. CK says 694 (or maybe it was 697?) on both. Maybe his small history as AU on my cards will help.

[Anonymous]

CK can be all over the place. My scores as of the 19th on CK are 644 and 632. Since he's already applied not much point in getting his FICO score now but in the future you might want to do that first.

[Anonymous]

Update: he was approved with a $6,500 starting limit. I am a little jealous of that.

[Anonymous]

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@Anonymous wrote:
Update: he was approved with a $6,500 starting limit. I am a little jealous of that.

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Well congrats to him!

Yours will grow with time.

[OmarGB9]

Lol Grats to DBF.