DCU Denied!

[B335is]

My membership was approved last week.  I didn't bother to ask them if I had other pre-approvals than the auto loan.  I applied last night, got the email this morning it is declined.  I had 5 EQ inq (now 6) and clean file.  Fico is around 780.  

[Anonymous]

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@B335is wrote:

My membership was approved last week.  I didn't bother to ask them if I had other pre-approvals than the auto loan.  I applied last night, got the email this morning it is declined.  I had 5 EQ inq (now 6) and clean file.  Fico is around 780.  

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That seems bizarre.  Can you recon with them?

[Creditaddict]

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@B335is wrote:

My membership was approved last week.  I didn't bother to ask them if I had other pre-approvals than the auto loan.  I applied last night, got the email this morning it is declined.  I had 5 EQ inq (now 6) and clean file.  Fico is around 780.  

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ummm?!

[CreditCuriosity]

You should be golden... WTH

[B335is]

Yeah I don't get it.  I recently moved, but I made sure my address was updated on the CR and with DCU.  I'll have to see what the letter says.

[09Lexie]

How many new accounts this year?

[B335is]

Lexie,

*gulp* a boatload of new accts. Like over 20. I just pulled up the document and can't really blame them "excessive new accts, Sufficient revolving available credit." And a new one "sufficient amount of debt."

[09Lexie]

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@B335is wrote:
Lexie,

*gulp* a boatload of new accts. Like over 20. I just pulled up the document and can't really blame them "excessive new accts, Sufficient revolving available credit." And a new one "sufficient amount of debt."

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Well, your scores were there but DCU doesn't like a lot of new accounts...20 must have been 10 too many.

Sorry for the denial. 

[Anonymous]

Denied with a 780? Wow. I'm sorry.