@Anonymous wrote:I called back and talked to a nice lady. They approved me for 1500 CL to start. She put me on hold and contacted the member services people to get my member number to push the card. They ran my checksystems and i guess theres an account on there from some bank i had 4+ years ago and they are reporting a losey 114 dollars. I'm guessing maybe something on the account bounced 3 times after i closed the account and i never got mail about it. Anyways they won't open the savings account for me which is kinda odd since i thought checksystems doesnt matter for savings accounts only checking accounts. I've had accounts at multiple credit unions, bank of america, and wells fargo. Nobody told me about this
They also won't take a letter from the bank saying i paid it i have to wait for them to remove it from checksystems she said. This is really crappy, I hope that it updates fast. She said my HP is good for 45 days.
*sighs*
Perhaps you can clear it up with ChexSystems direct?
https://files.consumerfinance.gov/f/documents/cfpb_consumer-reporting-companies-list.pdf
Just wanted to let everyone know I was able to get that cleared up and I'm now a full member with my visa 
I guess I'll use it a bit and pay it off. On the 3rd statement close I'll try for a cli. Are those automated at dcu or is it a manual review
As OP has now been approved, this thread is closed to further posts. OP is free to post a new approval thread in approvals if so desired. Welcome to myFico OP
