DCU, why must you tease me?!?!

[CreditCuriosity]

doh

[Kenny]

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@B335is wrote:
What is up with these people???? I haven't been able to log into my acct all week. I finally get through to them and she says "oh your acct is flagged for company audit". What the heck is there to audit? I opened it last month and haven't been able to deposit anything besides the $15 opening deposit. She says no idea when the acct will be released.

I am growing so sick of the incompetence of these Credit Unions.

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Very odd!

[chalupaman]

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@B335is wrote:
What is up with these people???? I haven't been able to log into my acct all week. I finally get through to them and she says "oh your acct is flagged for company audit". What the heck is there to audit? I opened it last month and haven't been able to deposit anything besides the $15 opening deposit. She says no idea when the acct will be released.

I am growing so sick of the incompetence of these Credit Unions.

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YES! That's why DCU sucks so much IMO. They never even sent my member number and I had to jump through hoops on the phone just to get that from them and they claimed I failed the verification test, so I had to handwrite a letter to them, sign it, scan it and fax it to them just so they would send me that. 

[B335is]

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@chalupaman wrote:

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@B335is wrote:
What is up with these people???? I haven't been able to log into my acct all week. I finally get through to them and she says "oh your acct is flagged for company audit". What the heck is there to audit? I opened it last month and haven't been able to deposit anything besides the $15 opening deposit. She says no idea when the acct will be released.

I am growing so sick of the incompetence of these Credit Unions.

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YES! That's why DCU sucks so much IMO. They never even sent my member number and I had to jump through hoops on the phone just to get that from them and they claimed I failed the verification test, so I had to handwrite a letter to them, sign it, scan it and fax it to them just so they would send me that. 

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They are really document heavy, thats for sure.  I'm surprised they did final approval on my checking account.  

I called back and they said they would contact me by close of business today.  Of course that has now come and gone.  Is there any normal Credit Unions around?  

[chalupaman]

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@B335is wrote:

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@chalupaman wrote:

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@B335is wrote:
What is up with these people???? I haven't been able to log into my acct all week. I finally get through to them and she says "oh your acct is flagged for company audit". What the heck is there to audit? I opened it last month and haven't been able to deposit anything besides the $15 opening deposit. She says no idea when the acct will be released.

I am growing so sick of the incompetence of these Credit Unions.

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YES! That's why DCU sucks so much IMO. They never even sent my member number and I had to jump through hoops on the phone just to get that from them and they claimed I failed the verification test, so I had to handwrite a letter to them, sign it, scan it and fax it to them just so they would send me that. 

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They are really document heavy, thats for sure.  I'm surprised they did final approval on my checking account.  

I called back and they said they would contact me by close of business today.  Of course that has now come and gone.  Is there any normal Credit Unions around?  

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Maybe there are some good ones out in California you can try. 

[B335is]

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@chalupaman wrote:

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@B335is wrote:

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@chalupaman wrote:

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@B335is wrote:
What is up with these people???? I haven't been able to log into my acct all week. I finally get through to them and she says "oh your acct is flagged for company audit". What the heck is there to audit? I opened it last month and haven't been able to deposit anything besides the $15 opening deposit. She says no idea when the acct will be released.

I am growing so sick of the incompetence of these Credit Unions.

---

YES! That's why DCU sucks so much IMO. They never even sent my member number and I had to jump through hoops on the phone just to get that from them and they claimed I failed the verification test, so I had to handwrite a letter to them, sign it, scan it and fax it to them just so they would send me that. 

---

They are really document heavy, thats for sure.  I'm surprised they did final approval on my checking account.  

I called back and they said they would contact me by close of business today.  Of course that has now come and gone.  Is there any normal Credit Unions around?  

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Maybe there are some good ones out in California you can try. 

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I'm going to try LAFCU (Los Angeles FCU).  They actually have a $65 bonus after first direct deposit and $100 bonus if I do a BT of $5k or more.  I think they pull TU.

[MeridianSun]

Dcu has been nothing but wonderful for me. I guess it's luck of the draw.

[pizza1]

At Gabby.... I can garauntee you would NOT be approved for their CC. They have 2-3 min post bk rebuild that want to see first! I was denied a few months back with an EQ 665 and 14 month post rebuild perfect, 1% util, and heavy file, and big credit lines on my current cards. Sole reason bk... I sent secure message to the CC lending team and they said their policy is they want to see a "minimum" of 2-3 yrs post bk rebuild with at least 2 different CC and a loan. Just FYI

[Anonymous]

Oh yeah, I know.  They are not even on my radar in the short term.  My car will be paid off in two years, my intention was to build a relationship with them so when I'm ready to buy another car, 3 years min, I can hopefully get a loan with a decent rate.

[pizza1]

Ugh!! I know what you mean!! I got 2 emails in one day a few days ago! Apply for a CC and transfer your balance over! Apply for a car loan!!

They know damn well I can't have their card either for minimum another yr. Their BK policy is 2 yr min rebuild