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DENIED AGAIN !! w/Apple Rewards credit - Barclays

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pizza1
Community Leader
Super Contributor

Re: DENIED AGAIN !! w/Apple Rewards credit - Barclays


@Anonymous wrote:

Sorry to hear.  What are your scores and how many inqueries?  10 months is too soon after BK to get in with them.  Usually, at least a year post is better.

 


Not so true....Barclays likes to see at the minimum 6 months of reported history on the CRA's first before they will consider you after a BK. I got them in Feb 2014, after I had 6 months of another CC reportingSmiley Wink  Everyones profile different, and my score at the time of approval was 635...

Message 11 of 14
Ghoshida
Valued Contributor

Re: DENIED AGAIN !! w/Apple Rewards credit - Barclays


@pizza1 wrote:

@Anonymous wrote:

Sorry to hear.  What are your scores and how many inqueries?  10 months is too soon after BK to get in with them.  Usually, at least a year post is better.

 


Not so true....Barclays likes to see at the minimum 6 months of reported history on the CRA's first before they will consider you after a BK. I got them in Feb 2014, after I had 6 months of another CC reportingSmiley Wink  Everyones profile different, and my score at the time of approval was 635...


The relevant factor here might be whether you included Barclays in your filing. 

 

Barclays might have put OP in a blacklist here. 

Message 12 of 14
Anonymous
Not applicable

Re: DENIED AGAIN !! w/Apple Rewards credit - Barclays

Why are you so interested in this particular card? I got it in 2013 to buy a computer at 0% for 2 yrs, but apart from that I don't find it particularly that impressive.

Message 13 of 14
sylviagarcia
Regular Contributor

Re: DENIED AGAIN !! w/Apple Rewards credit - Barclays

I guess its not that much that I "really" wanted this account.. it was more or a way to get in with Barclays and being that everyone stated this was the easier way to get in with them after a BK.. I figured I'd give it a try and have them see that I can handle an account with them.. But I guess its just not going to happen.. Plus I do hear they have some good rewards with Apple products which I was interested in Smiley Happy

Message 14 of 14
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