DISCOVER FORM 4506-T???

[spiritcraft1]

I wonder if it will report at all as you likely have not funded it yet???  I think is is bogus that they are doing this for a $200 secured card.  I would have told Discover to go scratch if I had that request from them.

What are your scores?  3 cards give you a nice little Fico boost if near zero UTI.  The NFCU SSL is great if you don't have a current loan on you reports.  

[NRB525]

Discover wants a 4506t form for a $200 secured card?

I believe that card will report, though you are so early in the app process, maybe your call stopped the app from completing.

[CreditCuriosity]

probably can call and stop it from reporting if you so choose.  I know i got approved for a 1k limit a few years ago and called that day and asked if they could just withdrawal it as the limit wasnt usable and they were able to, granted it was the same day as approval

[Anonymous]

@spiritcraft1 I listed the wrong application date. Applied on the 19th, then prompted me to upload ID and SSC. Uploaded both and made my deposit on the 20th. Funds cleared on the 26th and per tracking I’m set to receive the card on Monday.

I have no scores. My profile is empty of any type of accounts. Being someone AU is out of question. That’s why I’m still in shock of my Navy approval.

I already have a SSL with them for 12 months. If the 3 trade lines didn’t matter I was going to open up another SSL just to have 3 things reporting.

[elixerin]

play with NFCU for a couple months and you can score an unsecured and better offered Discover my friend, like 0 apr. why get $200 secured after huge limit on NFCU, 3 cards to mix doesn’t mean anything just the official card number for ‘AZEO’ and mix of credit is an installment loan on top of any amounts of revolving cc

[Anonymous]

Gonna need 3 years tax returns to extend you $200 CL... of your own money!!! 🤣 looks like they have gone off the reservation.

[Anonymous]

@Elixerin Discover was my first credit app. If I would’ve known NFCU would’ve approved me for an unsecured, especially at that limit I would’ve made NFCU my first and only credit app. I have approximately 7k in expenses each month so I’m going to have fun maxing and paying it off each month for the cash back.

Hopefully I don’t have to go through hoops with their fraud verification every time I make a purchase like I had to using my debit card with them. I think they’re use to my spending pattern now though 🤣

[Anonymous]

@SilverSmith, RIGHT! And then had the audacity to say they’ll refund me my security deposit after my first statement cut on January 28th. Hopped around a bit to different departments but they finally agreed to expedite returning it to me. They’re sending a check within 2 weeks😒😒

[Jannelo]

That's insane for a $200 secured card.

Maybe wait and let NFCU report on your credit reports and then check Capital One to see what cards they prequalify you for that are unsecured.

[elixerin]

i thought you were approved for nfcu 9.5k? or is that just AU