Hi all! I just recently had an automatic soft pull credit limit increase from 2,000 to 2,700 on my Discover It card about 2 months ago. I got bored and was reading up on the forums here tonight about "AUTO LUV" and credit limit increases from Discover, so I curiously got on the website and clicked "Credit Limit Increase"
Needless to say, I just went from $2,700 to a nice $5,700!
MY QUESTION that is totally bugging my mind at this point: Was it a hard pull or soft pull?
I filled out my income, monthly housing/rent, and then at the very bottom of the page, I read: "After reviewing your application, we may need to pull a credit bureau report, which may affect your credit score. In these cases, we will proceed with the application only with your consent." After reading that, I thought to myself, "Okay. I think they will give me one last final warning if they have to do a hard pull after I do the submit button."
Clicked submit. It instantly automatically came back saying it had increased my credit by $3,000 and then gave me a little measuring chart I could move to decrease the limit if I wanted.
Someone please ease my mind!
