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DP's for AMEX: Time between 1st approval and new prequals?

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Anonymous
Not applicable

Re: DP's for AMEX: Time between 1st approval and new prequals?


@SEAlifer wrote:
Love your badges! I’m totally copying them when I’m back at my laptop, lol!

Haha absolutely!!! let  me know if you have trouble. It took me awhile but you should be able to get it. Just be to sure to use tiny url after copying and editing mine. The URL will end up way too big if you dont.

 

***Edit*** Nevermind looks like you got it! they look awesome!

Message 11 of 17
Anonymous
Not applicable

Re: DP's for AMEX: Time between 1st approval and new prequals?


@Brian_Earl_Spilner wrote:

I would add in the original post how old first card is if there aren't any pre-approvals or if people haven't decided to get a 2nd card yet.


Done and done.

Message 12 of 17
Andypanda
Established Contributor

Re: DP's for AMEX: Time between 1st approval and new prequals?


@Anonymous wrote:

Hey All, 

I am ecstatic about my new Amex HH Surpass I got 8/26 and have been using it via digital wallet since it has not even arrived yet. Wondering if you all who have multiple Amex cards can contribute some data points about how long it was after your first approval did the pre-approvals/ qualifications start rolling in?

 

Not gonna app soon or anything just wanted to know when to expect it and help others like me scouring the forum to get a mention of this topic. 

 

Stuff that would be helpful:

 

1) Original Card and  date of approval:

2) Time until new offers arrived on portal:

               a) If none yet, then how old is your card now:

3) Original Card starting line:

4) New card if you apped the pre-approvals:

               a) Or if you apped again without pre-approvals:

5) New card starting line:

6) Credit score (at original approval and if it was different upon new offers arriving):

7) Miscllaneous info/advice for all those looking to obtain multiple cards from AMEX in the future:

 

*** If this is not interesting to anyone else, feel free to close the thread. I just see random mentions of this but not a centralized DP list. 

 

Thank you all in advance.


First amex I apped for was the BCE and was approved on may 13th this year. Sl $10,500, after 61 fays CLI to $25,000. The FICo score they gave was 739. I did not have any pre approval when I applied, but was instantly approved. Simce then or pre close to It I have been pre approved for any card I would want (which is none at this time. My ego would like the platnum, but the af does just not make sense for me).

 

I had previously been an AU on my father's amex BCE, but that was closed down when he passed away. Maybe since I was the one dealing with them on closing down the account, and paying off the final bill, it increased my internal rating in their system, expessialy since they had my info from being an au.

Message 13 of 17
Anonymous
Not applicable

Re: DP's for AMEX: Time between 1st approval and new prequals?

1) Original Card and date of approval: No-Fee Hilton Honors 2/28
2) Time until new offers arrived on portal: Right after first statement cut every card began to show as prequalified.
3) Original Card starting line: $2000
4) New card if you apped the pre-approvals:
Should note I waited until last month since I was trying to stay under 5/24, but since Chase has made it abundantly clear they don’t want my business I jumped on the Amex Gold and Bonvoy
5) New card starting line:N/A on the Gold, 6k on the Bonvoy.
6) Credit score (at original approval and if it was different upon new offers arriving): 716 at first approval, 739 on subsequent.
7) Miscllaneous info/advice for all those looking to obtain multiple cards from AMEX in the future: Pay on time and don’t run afoul of abusing the rewards system and they will be generous with you.
Message 14 of 17
xiocc
Regular Contributor

Re: DP's for AMEX: Time between 1st approval and new prequals?

1) Original Card and  date of approval:

-  Marriott Brilliant 8/24/18 

2) Time until new offers arrived on portal:

               a) If none yet, then how old is your card now:

-Last week

3) Original Card starting line:

- 18k

4) New card if you apped the pre-approvals:

               a) Or if you apped again without pre-approvals:

- App WITHOUT preapps as none had ever been listed. Hilton Aspire jan 2019

5) New card starting line:

-6k

6) Credit score (at original approval and if it was different upon new offers arriving):

- 780-800 depending on scoring model

7) Miscllaneous info/advice for all those looking to obtain multiple cards from AMEX in the future:

- finally formy first preapp offer and it came via mail for the Delta Plat. Upon logging into website, preapps was listed for every card. first CLI req was done 2 months ago on Hilton. Delta card approved for only 5k last wed. after the first CLI, was hit with 3 emails req IV, and 4 mailers. Cards updated in signature to reflect after cl reallocation. 

 

Anything else, feel free to ask!







Message 15 of 17
Anonymous
Not applicable

Re: DP's for AMEX: Time between 1st approval and new prequals?

Great thread!

1) Original Card and date of approval: Delta Gold June 2019. Only appd for that 1 even tho I was pre-approved for Amex Gold too at the time.
2) Time until new offers arrived on portal: 2 wks ago I got pre-approval notices for HH no AF version and Marriott Bonvoy. No pre-approvals show up outside the app or on the site. I wonder if it’s my past history or cause I added a fraud alert to my EQ, TU and EX reports (trying to get them removed)
3) Original Card starting line: $1K (going to try for 3x CLI later this mth after I hit 91 days).
4) New card if you apped the pre-approvals:
I really want the BCE or Cash Magnet cause they fit my spend perfectly but afraid to app since I don’t have any preapprovals.
5) New card starting line: n/a
6) Credit score (at original approval and if it was different upon new offers arriving): 673 F8 for EX at first approval. Currently says 709 EX in the Amex app but my EX score is 725 now.
7) Miscllaneous info/advice for all those looking to obtain multiple cards from AMEX in the future: So grateful I got back in with them after burning them yrs ago so I would say don’t burn them!
Message 16 of 17
Anonymous
Not applicable

Re: DP's for AMEX: Time between 1st approval and new prequals?

Thank you all for the posts! This is shaping up to be a great and informative thread. Sounds like a lot of folks get the pre-approvals not too long after their first approval I love AMEX already! Although I only have one card that I very recently acquired I thought I would add mine in to keep things rolling.

 

1) Original Card and date of approval:  Hilton Honors Surpass - 8/26/2019 (pre-qualified for delta gold skymiles but apped this instead)

2) Time until new offers arrived on portal: None yet

               a) If none yet, then how old is your card now: 8 days

3) Original Card starting line: $1000

4) New card if you apped the pre-approvals: n/a (Hoping for Everyday with good limit for BT offer)

               a) Or if you apped again without pre-approvals: n/a

5) New card starting line: n/a

6) Credit score (at original approval and if it was different upon new offers arriving): EX 660 (others bureaus and current scores in sig)

7) Miscllaneous info/advice for all those looking to obtain multiple cards from AMEX in the future: As I am extremely new to AMEX in general, I was very interested to know when other pre-approvals would arrive. I have only been approved for 8 days and have been using the card heavily via digital purchases/apple pay (card has not even arrived yet). Excellent sign-up bonus from what I can tell, with 130k HH points and 1 free weekend night for $4k spend in 4 months. 

 

Very happy to finally be a member of what I always considered the elite tier of cards. For others who may be looking into AMEX with similar scores and have yet to have any pre-approvals, I was approved with a borderline score and received a borderline limit but am happy none the less. No baddies on my report, just outrageous utilization the past year (or more) on all cards that has steadily been decreasing. So there is hope for us all. 

 

An interesting and helpful note is that I always checked prequal with no luck, then I decided to sign up with their free (non-member) credit monitoring service in hopes of getting some sort of back door to pre-approvals. Turns out, this worked immediately. I signed up and checked  through the portal and there it was, the delta gold skymiles "pre-qualified" offer. However, I did not need another airline card so decided to app for a similar tier cobranded card -- the Hilton Honors Surpass and was approved. 

 

My goal is to get the EveryDay card because they have a great BT offer at the moment. However, even if I received a pre-approval today I do not think I would be given a meaningful limit to use for a transfer. So I will wait and see as my scores improve.

 

***TL/DR: If you have not been receiving prequals as someone looking to get in with AMEX  for the first time, give their free credit monitoring service a shot and see what shows up on their offers page. Worked for me Smiley Happy

Message 17 of 17
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