Darn!!!!

[Anonymous]

Stupid me.....Three months ago, my wife applied for Capital One Cards. She got QS1, 300$ SL, and Platinum 300$ starting line. 2 weeks before her third statements came out she hit the love button and got CLI of 500$ on both cards. Last night she checked Capital Ones pre qualify tool and nothing came up. She got brave and applied for The Venture, she got an instant approval for the 5000$ Signature and she was able to link it to her accounts right then an there! She has NO credit other than her two Cap One Cards that she has had for a few months...No baddies and low 600's for scores...So I decided to do the same thing and BAM, "declined". 

I have two CO's and down to 7 collections (medical). I should have known better...I'm at 9 inquries in six months...I'm done and digging holes in the garden til next summer...I am really jealous she got it and I didnt....Do you think I will be able to ever get it??

[Anonymous]

Just garden and let your stuff build history and you'll get there and get your Venture as well. It's easy to get caught up in the excitement of apping or following the lead of someone else's approval and not having the same success. Congrats to DW though. 5k cold apped I'm guessing they gave her the 22.9% APR which to be honest really doesn't matter because you should never carry a balance on a rewards card anyway. Keep an eye on the prequalify link after her first couple statements cut. I cold apped my first Venture and one day after the first statement cut I came up prequalified at a lower rate and a much bigger SL. 

[Anonymous]

Thanks TA!!!!

[Anonymous]

22.9 it is...Did you say you got a second Venture a few days later? If so thats GREAT...

[Anonymous]

Congrats for DW! Hang in there man.

Go into cap one chat (whoever has Platinum) and ask if it's eligible for upgrade to Rewards status. It will be changed to QS.

[Anonymous]

Thanks "nevertoolate". Both my Platinum's were upgraded after 2 months.

[Anonymous]

Congrats to your wife!

[Anonymous]

It will happen for you, too!

[Anonymous]

Thanks Music!

[NRB525]

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@Anonymous wrote:

I am really jealous she got it and I didnt....Do you think I will be able to ever get it??

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Yes, Capital One will still be there with a nice Venture approval after your file is improved some more. Keep working on getting the negatives corrected, and use the CapOne cards you have.