Dell Prequalified?

Breakthecycle2 · ‎01-28-2020

Has anyone applied for this after getting prequalified? Im curious if you were fully approved once you applied?

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seattletravels · ‎01-28-2020

I haven't but Dell just wants to sell computers. If the score in your siggy is up to date you shouldn't have any problems.

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chiefone4u · ‎01-28-2020

I haven't ever "pre qualified" but have been turned down twice for AoYA and number of inquiries.

At time of last attempt, I had a credit card that was 3 months old (next youngest was 6 months -- AAoA 1 yrs 10 months). I had 28 inquiries in the previous 12 months.

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Anonymous · ‎01-28-2020

I opened this card about 2 weeks ago. I pre-qualified for $2K, applied, approved for $1.5K. Pulled EX.

FinStar · ‎01-28-2020

There was a recent thread that might provide some insight... just in case:

https://ficoforums.myfico.com/t5/Credit-Card-Applications/NO-from-Dell-WebBank-Prequal-for-Odd-Reaso...

coreyb80 · ‎01-29-2020

Yeah they prequalified me for $1K and I was actually approved for that amount. No need for it at the moment, but I'll take the small padding.

Breakthecycle2 · ‎01-29-2020

@Anonymous wrote:
I opened this card about 2 weeks ago. I pre-qualified for $2K, applied, approved for $1.5K. Pulled EX.

How many new accounts and inquiries?

Starting Score: 454
Current Score: 690
Goal Score: 750

Take the FICO Fitness Challenge

Anonymous · ‎01-29-2020

@Breakthecycle2 wrote:
@Anonymous wrote:
I opened this card about 2 weeks ago. I pre-qualified for $2K, applied, approved for $1.5K. Pulled EX.

How many new accounts and inquiries?

2 new accounts in the last 6 months.

7 inquiries in the last 12 months.

Anonymous · ‎01-30-2020

Any reason why would you waste an Inquiry and open a Dell Account if you have no plans to use it ?

texasbred71 · ‎01-30-2020

My wife and I both prequalifeid and applied and were approved. TU Ficos around 640. Also accepted at the Microsoft store and MicroCenter stores or online.