With less than perfect fico with my friends over at Experian (I mean waaayyy less) they made it too easy to apply for the Delta Gold Skymiles card and know with much confidence that I would instantly be approved. Amex happens to be one of those few lenders who give more credit to those who know how to manipulate this whole credit game to their advantage than to those who because they are like 88 years old have 880 fico.
