Crate and Barrel or West Elm - hard pull or soft

[Anonymous]

Does anyone know?

[CreditMagic7]

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@Anonymous wrote:

Does anyone know?

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Going off what others have shared with their results who do have this card it's a 100% guaranteed HP if memory serves me.

Never seen a SCT mentioned once for either of those.

I get West Elm mailers a lot and wouldn't mind to have that card since their store is not far from me but haven't felt the need to burn a HP for it and likely won't until all major primes are where i want them first.

Hope that helps. 

[Anonymous]

CB is a HP, at least it was for a family member.  I could spend hours in there.

[ddemari]

ive applied for both in the past and was declined, eq hard pull. 

they can pre- approve you and you can get the card via soft pull but they have to send you a letter with code. otherwise, there is no SCT for these cards. 

[Anonymous]

My C&B card had a credit line of $1,500 opened April 2015.

Last Night I called for a CLI. Nice lady asked me how much I was looking for, I stated 4,500 would be PERFECT as I am getting ready to start some of my Holiday shopping this weekend.

She asked to verify my income as well as rent/own, then very quickly came back with an APPROVAL for 2,250. Not as much as I wanted, but an increase none the less.

Credit Karma shows as SP!!!!

$9,750 worth of CLIs across 5 different accounts. All it took was a few phone calls.

I'm in the 670's, Goal is 700+ by EOY.
Utilization is less than 4%

Bloom: 3k; Care Credit 3.6k; C&B 2,250; Finger 1.5k; Gettington 1,950; HC 6k; HSN 1,750; Macy 1.5k; Wards 700; NM 3.7k; Nord 2.5k; Target 1.3k; TJ Maxx 700

CapOne 500; CapOne Spark 1k

July 2015 FICOs: TU: 651; EX: 639; EQ: 673