cancel
Showing results for 
Search instead for 
Did you mean: 

Denials

tag
Anonymous
Not applicable

Denials

Discover It, and Walmart (again)! At least i got the Amazon store card, finally got my foot in the door with Synchrony! I also got a 7-10 day for the Chase Freedom which I'm going to assume is a denial. I knew better than to apply for that one, they're looking for a least a year of credit history. Waiting on the denial letters for Discover and Walmart. Maybe I can recon both? They offered me a cosigner account with the Discover, which I declined because if I can't get it on my own, I don't need it. Advice? Besides learn how to garden all over again? Lol
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Denials

I guess I got too trigger happy after being approved for both an AMEX PRG and BCP lol
Message 2 of 7
lindel
Frequent Contributor

Re: Denials

Do you mind sharing your scores?

Fico Scores :03/12/2015 Equifax 565, Transunion 585, Experian 563
Current Fico Scores 12/15/2015 EQ 612, TU 645, EX 655
Kay Jewelers 4000/Barclays MC 1300/ Firestone1200/ Cap1 Quicksilver 2300/ NFCU nrewards secured 600/ Macys 600/ Walmart 3500/ Amazon 3500/ Cap 1 Journey 1050/ Kohls 300/ Banana Republic 3500/ Texaco 890/ BP 2000/ Jcrew 250/ Victoria Secrets 250/ Eddie Bauer 250/ Marisota 500/ SimplyBe 500/ Discount Tires 500/ Care Credit 1000/ American Eagle 150/ QVC 2000
Message 3 of 7
Anonymous
Not applicable

Re: Denials

EQ 660 TU 669 EX 664, and these are almost all current as of right now
Message 4 of 7
Credit-hoarder
Valued Contributor

Re: Denials


@Anonymous wrote:
EQ 660 TU 669 EX 664, and these are almost all current as of right now

Discover may be on the border with your scores---not quite sure why you got turned down for Wal Mart though....my score was less when I got mine.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 5 of 7
Anonymous
Not applicable

Re: Denials

I got the discover it with a 6+ year old judgement and my util at time was 29% and score of 645. Try and recon. Good luck!

Eta call chases Backdoor number.
Message 6 of 7
Anonymous
Not applicable

Re: Denials

Thanks guys
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.