Discover IT question for app

Outdoorstech1 · ‎06-05-2015

I acurrenrly already have a Discover IT with a 5k limit, but no 0%, I got it April 2014. I did a pre approval today on Discovers site and it says "Here is the card we found for you" Discover IT 0% for 12 months. Could I app for this card even tho I already have a IT card? I'll just get the 0% for 12 months I assume. Right?

Skye12329 · ‎06-05-2015

I don't think they will let you have 2 IT cards however i know you can have the IT and the Miles or the Chrome. Since those are separate products.

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)

Anonymous · ‎06-05-2015

@Outdoorstech1 wrote:
I acurrenrly already have a Discover IT with a 5k limit, but no 0%, I got it April 2014. I did a pre approval today on Discovers site and it says "Here is the card we found for you" Discover IT 0% for 12 months. Could I app for this card even tho I already have a IT card? I'll just get the 0% for 12 months I assume. Right?

Discover pre-approvals are not set in stone. Select any 9 digit number and come up with a fake name and put it in there and you will get your answer. Also, you can't have 2 Discover products of the same tenure....

Anonymous · ‎06-05-2015

@Anonymous wrote:
@Outdoorstech1 wrote:
I acurrenrly already have a Discover IT with a 5k limit, but no 0%, I got it April 2014. I did a pre approval today on Discovers site and it says "Here is the card we found for you" Discover IT 0% for 12 months. Could I app for this card even tho I already have a IT card? I'll just get the 0% for 12 months I assume. Right?
Discover pre-approvals are not set in stone. Select any 9 digit number and come up with a fake name and put it in there and you will get your answer. Also, you can't have 2 Discover products of the same tenure....

They aren't even set in pudding.

JamP · ‎06-05-2015

Please do not trust their Site. It needs a overhaul. As its been said alot on these forums. Use any combination and it will say approved.

250k+ CL and climbing.

ojefferyo · ‎06-06-2015

@Outdoorstech1 wrote:
I acurrenrly already have a Discover IT with a 5k limit, but no 0%, I got it April 2014. I did a pre approval today on Discovers site and it says "Here is the card we found for you" Discover IT 0% for 12 months. Could I app for this card even tho I already have a IT card? I'll just get the 0% for 12 months I assume. Right?

Their preapproval is way off. You can't have two of the same card however you can have two of their cards.

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa

Outdoorstech1 · ‎06-06-2015

NOT apping thanks guys!