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Denied CLI with Wally Store Card

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Random_idiot
Established Contributor

Denied CLI with Wally Store Card

Waiting for 7-10 days in mail to find out why, although I know why lol

I have a 30 day late (of freaking 20$) 2 months ago due to having a new debit card, and forgot pw and email I set up my Wally card with.

Basically, I was as my username suggests.. a freakin idiot.

 

So anyways, I applied for a CLI with my Cap 1, and as my sig says, I got it for 1k!!

 

My question: How long should I wait to apply for another CLI with Wally (assuming I pay on time)

 


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 1 of 12
11 REPLIES 11
CreditMagic7
Mega Contributor

Re: Denied CLI with Wally Store Card

Congrats! on the C1 CLI anyway.

 

That's ok, we have an addict in this forum as well as a magician and every other sort of different personality you could ever want.

 

You can give synchrony another try after a statement cut but you should leave the luv button alone and go with CHAT instead.

Message 2 of 12
mystikal1
Established Contributor

Re: Denied CLI with Wally Store Card

Congrats on Cap1, I would say wait a coouple statements and either chat or call CS.

Message 3 of 12
Anonymous
Not applicable

Re: Denied CLI with Wally Store Card

Synchrony seems to bucket people...Some have an easy time getting increases...Other people like me, get no love at all...Spending don't matter, nor does time it seems.

 

Take my two accounts as an example...Amazon open a good year now...no increase, denied everytime weather I chat or call solutions. Letter always says "insufficient time at current limit"... Current limit has been 600$ for over a year...Same story with Wally.

Message 4 of 12
Credit-hoarder
Valued Contributor

Re: Denied CLI with Wally Store Card


@Anonymous wrote:

Synchrony seems to bucket people...Some have an easy time getting increases...Other people like me, get no love at all...Spending don't matter, nor does time it seems.

 

Take my two accounts as an example...Amazon open a good year now...no increase, denied everytime weather I chat or call solutions. Letter always says "insufficient time at current limit"... Current limit has been 600$ for over a year...Same story with Wally.


With a TU in the 660's you're not going to get a lot in the way of CLI's with Synch---but you should be able to at least get a 4-digit CL with that score---I know b/c I'm speaking from experience. But the REALLY BIG increases with Synch won't start until your TU gets in the 690 and up range.

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 5 of 12
Anonymous
Not applicable

Re: Denied CLI with Wally Store Card


@Random_idiot wrote:

Waiting for 7-10 days in mail to find out why, although I know why lol

I have a 30 day late (of freaking 20$) 2 months ago due to having a new debit card, and forgot pw and email I set up my Wally card with.

Basically, I was as my username suggests.. a freakin idiot.

 

So anyways, I applied for a CLI with my Cap 1, and as my sig says, I got it for 1k!!

 

My question: How long should I wait to apply for another CLI with Wally (assuming I pay on time)

 


Congratulations to you!...Thanks for sharing.Woman Very Happy

Message 6 of 12
gdale6
Moderator Emeritus

Re: Denied CLI with Wally Store Card

Moving to APPS for better coverage

Message 7 of 12
Anonymous
Not applicable

Re: Denied CLI with Wally Store Card

hehe this post was moved, I was like I thought i had read this but its telling me its new; thought I was having a mental break down from all the credit info.

 

Sorry to hear OP! You will get your increase eventually, keep your chin up congrats on the cap1 increase!

Message 8 of 12
Random_idiot
Established Contributor

Re: Denied CLI with Wally Store Card


@Anonymous wrote:

hehe this post was moved, I was like I thought i had read this but its telling me its new; thought I was having a mental break down from all the credit info.

 

Sorry to hear OP! You will get your increase eventually, keep your chin up congrats on the cap1 increase!


Thank you! Yeah ill just ignore wally for now, lower my uti to about 10% and go on a mini app spree Smiley Wink


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 9 of 12
Random_idiot
Established Contributor

Re: Denied CLI with Wally Store Card


@Anonymous wrote:

@Random_idiot wrote:

Waiting for 7-10 days in mail to find out why, although I know why lol

I have a 30 day late (of freaking 20$) 2 months ago due to having a new debit card, and forgot pw and email I set up my Wally card with.

Basically, I was as my username suggests.. a freakin idiot.

 

So anyways, I applied for a CLI with my Cap 1, and as my sig says, I got it for 1k!!

 

My question: How long should I wait to apply for another CLI with Wally (assuming I pay on time)

 


Congratulations to you!...Thanks for sharing.Woman Very Happy


Congrats on the denial? Smiley Wink


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 10 of 12
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