Denied Comenity due to Frozen SageStream

[Anonymous]

Just a heads up. Anything Comenity requires this. Funny thing is their "second tier" lender, Genesis financial, approved me on the same webpage for a nice $5,100 CL with Jarends AND Kay's. Can't complain I guess.

[FinStar]

Correct, this has been shared on the forums for at least the past 6 months or so.  If applying for a variety of Comenity CCs (same with SYNCB), SageStream needs to be unfrozen.

[OmarGB9]

Just be aware, Genesis I believe is considered a CFA.

[Duriel]

---

@OmarGB9 wrote:

Just be aware, Genesis I believe is considered a CFA.

---

What isn't a CFA these days? I financed a car through an auto manufacturer and bam consumer finance account showing under myFICO 🤷🏼‍♂️. 

[Anonymous]

I did apply for the Lowes card with SageStream frozen and they didn't complain about it. They did say in their letter I had a lack of real estate loans as a denial reason. I wonder if this is for certain cards?