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Denied Nordstrom (pending ID verification)?

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securingourfuture
Established Contributor

Denied Nordstrom (pending ID verification)?

Apped for Nordstrom online and told to call in. Called in and they "completed the application". They came back asking for my DL and a utility bill (surprisingly they pulled TU), but that my application was denied for too many inquiries. So should I send the stuff in? Is it denied and then it will be approved after verification? Anyone ever experience this?

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 1 of 17
16 REPLIES 16
RonM21
Valued Contributor

Re: Denied Nordstrom (pending ID verification)?

I'm not sure. If it is denied already, I don't know what the point would be. I'd call to find out if an approval is still possible, pending your submission of the required documents. If not, I would not send them anything.


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Message 2 of 17
securingourfuture
Established Contributor

Re: Denied Nordstrom (pending ID verification)?


@RM21 wrote:
I'm not sure. If it is denied already, I don't know what the point would be. I'd call to find out if an approval is still possible, pending your submission of the required documents. If not, I would not send them anything.

I just called and the rep said the app was "processing" and that I'd get a letter. Then I told her I spoke to someone and they said to send my docs in and she said I should if I want. I'm confused, so unless someone has experienced something similar, I may just say screw it.

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 3 of 17
dfitzg
Regular Contributor

Re: Denied Nordstrom (pending ID verification)?

I had the same situation. Sent in the requested documents and they sent me the card like a week later.

Message 4 of 17
CountryLivin
Valued Contributor

Re: Denied Nordstrom (pending ID verification)?

TD Bank is inquiry sensitive, so it might just be declined.

Message 5 of 17
securingourfuture
Established Contributor

Re: Denied Nordstrom (pending ID verification)?


@dfitzg wrote:

I had the same situation. Sent in the requested documents and they sent me the card like a week later.


So it was an actual denial? Then you sent it and they approved? I'm trying to salvage the HP.

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 6 of 17
securingourfuture
Established Contributor

Re: Denied Nordstrom (pending ID verification)?


@CountryLivin wrote:

TD Bank is inquiry sensitive, so it might just be declined.


Ugh, I had not realized Nordstrom was backed by TD. 

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 7 of 17
Anonymous
Not applicable

Re: Denied Nordstrom (pending ID verification)?

There are multiple stories on the forum of this exact scenario with Nordstrom. Many resulted in approvals after identity verification.

Message 8 of 17
securingourfuture
Established Contributor

Re: Denied Nordstrom (pending ID verification)?


@Anonymous wrote:

There are multiple stories on the forum of this exact scenario with Nordstrom. Many resulted in approvals after identity verification.


Thanks - I noticed that. The rep's language with the "denied as of right now" was squirrelly.

 

I'll send the info and update the thread.

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
06/08/21: EXP 656 TU 643 EQ 701
Message 9 of 17
CountryLivin
Valued Contributor

Re: Denied Nordstrom (pending ID verification)?


@securingourfuture wrote:

@CountryLivin wrote:

TD Bank is inquiry sensitive, so it might just be declined.


Ugh, I had not realized Nordstrom was backed by TD. 


Yes, the Norstrom Credit cards are issued and managed by TD Bank. It just changed about a month ago. When I apped for, and was approved for this card, Nordstrom managed their own cards. About a month ago, I got a new card and a notice in the mail saying that their card portfolio was now being handled by TD Bank.

 

Nordstrom still handles the Nordstrom debit cards and  their employee credit accounts.

Message 10 of 17
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