Denied Nordstrom (pending ID verification)?

[securingourfuture]

Apped for Nordstrom online and told to call in. Called in and they "completed the application". They came back asking for my DL and a utility bill (surprisingly they pulled TU), but that my application was denied for too many inquiries. So should I send the stuff in? Is it denied and then it will be approved after verification? Anyone ever experience this?

[RonM21]

I'm not sure. If it is denied already, I don't know what the point would be. I'd call to find out if an approval is still possible, pending your submission of the required documents. If not, I would not send them anything.

[securingourfuture]

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@RM21 wrote:
I'm not sure. If it is denied already, I don't know what the point would be. I'd call to find out if an approval is still possible, pending your submission of the required documents. If not, I would not send them anything.

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I just called and the rep said the app was "processing" and that I'd get a letter. Then I told her I spoke to someone and they said to send my docs in and she said I should if I want. I'm confused, so unless someone has experienced something similar, I may just say screw it.

[dfitzg]

I had the same situation. Sent in the requested documents and they sent me the card like a week later.

[CountryLivin]

TD Bank is inquiry sensitive, so it might just be declined.

[securingourfuture]

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@dfitzg wrote:

I had the same situation. Sent in the requested documents and they sent me the card like a week later.

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So it was an actual denial? Then you sent it and they approved? I'm trying to salvage the HP.

[securingourfuture]

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@CountryLivin wrote:

TD Bank is inquiry sensitive, so it might just be declined.

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Ugh, I had not realized Nordstrom was backed by TD. 

[Anonymous]

There are multiple stories on the forum of this exact scenario with Nordstrom. Many resulted in approvals after identity verification.

[securingourfuture]

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@Anonymous wrote:

There are multiple stories on the forum of this exact scenario with Nordstrom. Many resulted in approvals after identity verification.

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Thanks - I noticed that. The rep's language with the "denied as of right now" was squirrelly.

I'll send the info and update the thread.

[CountryLivin]

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@securingourfuture wrote:

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@CountryLivin wrote:

TD Bank is inquiry sensitive, so it might just be declined.

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Ugh, I had not realized Nordstrom was backed by TD. 

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Yes, the Norstrom Credit cards are issued and managed by TD Bank. It just changed about a month ago. When I apped for, and was approved for this card, Nordstrom managed their own cards. About a month ago, I got a new card and a notice in the mail saying that their card portfolio was now being handled by TD Bank.

Nordstrom still handles the Nordstrom debit cards and  their employee credit accounts.