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Denied Target

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lindel
Frequent Contributor

Denied Target

Does Target reconn? I was denied in store yesterday
Fico Scores :03/12/2015 Equifax 565, Transunion 585, Experian 563
Current Fico Scores 12/15/2015 EQ 612, TU 645, EX 655
Kay Jewelers 4000/Barclays MC 1300/ Firestone1200/ Cap1 Quicksilver 2300/ NFCU nrewards secured 600/ Macys 600/ Walmart 3500/ Amazon 3500/ Cap 1 Journey 1050/ Kohls 300/ Banana Republic 3500/ Texaco 890/ BP 2000/ Jcrew 250/ Victoria Secrets 250/ Eddie Bauer 250/ Marisota 500/ SimplyBe 500/ Discount Tires 500/ Care Credit 1000/ American Eagle 150/ QVC 2000
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Denied Target


@lindel wrote:
Does Target reconn? I was denied in store yesterday

No, they don't recon.. Sorry about the denial..  Keep in mind the the target prepard redcard gives you the same discount as the credit card..

Message 2 of 7
TURNERHOOVER
Established Contributor

Re: Denied Target

Don't sweat it, my gf has had a red card since 2004 still sitting at the 200.00 limit since opening the account. 

EX 727 | EQ 720 | TU 740

FREEDOM 4.5k | BCP 9.5k | DISCOVER 2.5k | ARRIVAL+ 7.5k | RITZ CARLTON 15k
No new Apps till Dec 2016
Message 3 of 7
Anonymous
Not applicable

Re: Denied Target

did you have to change adress?  sometimes people get denied cause of an adress change. but get the card in the mail later.  

Message 4 of 7
TRC_WA
Senior Contributor

Re: Denied Target


@Anonymous wrote:

did you have to change adress?  sometimes people get denied cause of an adress change. but get the card in the mail later.  


I'd wager it's the mid 500's scores in the OP's sig that led to the denial.

 

As said though, for a $200 limit I wouldn't waste an app.

FICO8 current as of : 4-6-25 EQ: 736 TU: 728 EX: 722
Hard INQs last 12 months: EQ: 0 | TU: 0 | EX: 0
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 31% --- AAoA: 6.5 years --- Income: $200k
Last app: 4-6-24
Message 5 of 7
lindel
Frequent Contributor

Re: Denied Target

Thanks everyone.
Fico Scores :03/12/2015 Equifax 565, Transunion 585, Experian 563
Current Fico Scores 12/15/2015 EQ 612, TU 645, EX 655
Kay Jewelers 4000/Barclays MC 1300/ Firestone1200/ Cap1 Quicksilver 2300/ NFCU nrewards secured 600/ Macys 600/ Walmart 3500/ Amazon 3500/ Cap 1 Journey 1050/ Kohls 300/ Banana Republic 3500/ Texaco 890/ BP 2000/ Jcrew 250/ Victoria Secrets 250/ Eddie Bauer 250/ Marisota 500/ SimplyBe 500/ Discount Tires 500/ Care Credit 1000/ American Eagle 150/ QVC 2000
Message 6 of 7
DeadlyPersona
Frequent Contributor

Re: Denied Target

If you were denied the Target CC you can still get the Target Debit Card which gives you the 5% off purchases as well. It just links to your checking account. Try that for now and hopefully after your scores are better you'll get in with Target. Smiley Wink

Message 7 of 7
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