Denied Venture/Offered Venture One

[MAZDA3]

Good thing I'm not hurt by three inquiries. App'd for Cap One Venture with scores in the 790s to low 800s. They denied me Venture but countered with a $1k limit Venture One @ 26% interest. LOL'd as I hit the decline button.

I'll give them some credit for at least offering something, and for the option to decline the offer. Hopefully I'm not blindsided by a new account on my reports. 

[AllZero]

That's unfortunate about the denial.

Congratulations on your offer!

[M_Smart007]

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@MAZDA3 wrote:

Good thing I'm not hurt by three inquiries. App'd for Cap One Venture with scores in the 790s to low 800s. They denied me Venture but countered with a $1k limit Venture One @ 26% interest. LOL'd as I hit the decline button.

I'll give them some credit for at least offering something, and for the option to decline the offer. Hopefully I'm not blindsided by a new account on my reports. 

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Sorry for your denial .

.The offer they gave you " $1k limit Venture One @ 26% interest." was not exciting to say the least.

[Anonymous]

Sorry about your denial. Congratulations on your offer though! 👍 

[GmbH]

While I understand you won't be hurting too much from the HPs why don't you give them a call and ask for a reconsideration of your application by a human?

[ZackAttack]

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@GmbH wrote:

While I understand you won't be hurting too much from the HPs why don't you give them a call and ask for a reconsideration of your application by a human?

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Cap 1 doesn't do reconsiders

[GmbH]

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@ZackAttack wrote:

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@GmbH wrote:

While I understand you won't be hurting too much from the HPs why don't you give them a call and ask for a reconsideration of your application by a human?

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Cap 1 doesn't do reconsiders

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What a silly policy. 

[M_Smart007]

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@GmbH wrote:

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@ZackAttack wrote:

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Cap 1 doesn't do reconsiders

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What a silly policy. 

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+1

[seattletravels]

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@MAZDA3 wrote:

Good thing I'm not hurt by three inquiries. App'd for Cap One Venture with scores in the 790s to low 800s. They denied me Venture but countered with a $1k limit Venture One @ 26% interest. LOL'd as I hit the decline button.

I'll give them some credit for at least offering something, and for the option to decline the offer. Hopefully I'm not blindsided by a new account on my reports. 

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Woof

Any reason given for denial? 

[Wavester64]

>>App'd for Cap One Venture with scores in the 790s to low 800s

This is where I think CC companies are crazy. Anyone with a score
like yours should be accepted INSTANTLY.