Denied a second Discover

[laocfico]

Experian can't stop showing me disco ads and I can easily spend on PayPal for the rewards (my current card hit the limit already) so I figured I would see if I can get a miles card. No love. 

[AverageJoesCredit]

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@laocfico wrote:

Experian can't stop showing me disco ads and I can easily spend on PayPal for the rewards (my current card hit the limit already) so I figured I would see if I can get a miles card. No love. 

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That is not a denial but a lack of preapproval offer. Not the same as applying and being denied.

[blindambition]

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@AverageJoesCredit wrote:

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@laocfico wrote:

Experian can't stop showing me disco ads and I can easily spend on PayPal for the rewards (my current card hit the limit already) so I figured I would see if I can get a miles card. No love. 

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That is not a denial but a lack of preapproval offer. Not the same as applying and being denied.

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+1

I agree with all said above. Anything shown on Experian and CK is marketing. Hoping for a monetary piece of pie when clicking their link.

[M_Smart007]

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@blindambition wrote:

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+1

I agree with all said above. Anything shown on Experian and CK is marketing. Hoping for a monetary piece of pie when clicking their link.

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+2

[pinkandgrey]

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@AverageJoesCredit wrote:

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@laocfico wrote:

Experian can't stop showing me disco ads and I can easily spend on PayPal for the rewards (my current card hit the limit already) so I figured I would see if I can get a miles card. No love. 

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That is not a denial but a lack of preapproval offer. Not the same as applying and being denied.

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Hey, @AverageJoesCredit we haven't seen you around much. 

But I agree, OP. I wouldn't feel bad about not getting any prequal offers, especially given the current circumstances. 

[CreditCuriosity]

obvious question is how old is your first discover card?  If under a year that will easily explain it.  Have offers on discover for a 2nd card with them, but have plenty of credit with lenders that suit my needs better.  Is your first card > 1 year old?