Denied all in mini-app spree

[gsxraddict]

I made a post about it but I think I accidently deleted it when I was editing it.

729 EQ 750 TU 746 EX

1 30 day late back in 2/15 and 1 $68 medical collection on EQ are my only baddies

AAOA 5.8 years

13% util with 4 open cards.

118k income

I was declined Chase Amazon and Chase Freedom, I called to check my application status and the guy said why I was declined and I told him that's not right, he forwarded me to Recon.

Recon looked and said the denial reason isn't right, put me on hold and said he completed both applications and I need to be forwarded to verification, verification verified me then said it would be 7-10 days when I receive further word about my applications.

I'm not sure why I couldn't get an aswer as to approval.

I also applied for a Cap 1 Venture 1 and was put under a 30 day decision.

I don't know what's going on here, I spent 1k on Amazon of Christmas gifts and wanted the cashback and gift card but that didn't pan out because my approval will be after Christmas.

I have good credit finally and can't seem to get a good credit card.

Updated Page 4

[gsxraddict]

I applied for Chase Amazon got a 7-10 message.
I applied Chase Freedom got a 7-10 day message.
I applied to Cap1 Venture One - unfortunately can't approve request, allow 30 days for review.

729 EQ 750 TU 746 EX
AAOA - 5.8 years
Util 13%

Income 117,000

Only baddy is a 3 year old 30 day late and one medical collection on my equifax for $68

I worked very hard to bring my credit back from a 505 to what it is now and still can't get a good card other than NFCU.

I have a crap one platinum that's 5 years old, never late and a slate 2.5 years old, never late

[Sandman771]

Are you cold-apping? or are you goign through pre-qual pages? I'd certainly check on Amex and BOA and some other places as well as Disco. 

[gsxraddict]

Prequalified on every site and got no offers.

[Anonymous]

Did you ever opt-out and forget to opt back in?

How recent is that derogatory status date?

[gsxraddict]

JAN 2015

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@Anonymous wrote:

Did you ever opt-out and forget to opt back in?

How recent is that derogatory status date?

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[kilroy8]

Yeah, this doesn't pass the smell test. I am assuming you have looked at your real credit reports for some sort of fraud flag or beacon? You are a shoo in for all those cards based on what you have said.

[Anonymous]

How old is the medical collection?

[UncleB]

Hi @gsxraddict, I've merged your two similar threads into one.

If you have trouble with a post disappearing again you can reach out to any moderator or post over on the technical help board and we can restore it. 

--UB

[Anonymous]

Perhaps I’m missing something, but none of these responses are flat out denials. It reads like it’s still possible to receive a positive outcome.