Denied due to bk

[Anonymous]

Applied for Walmart card and denial reason only said due to bk. how long after bk dc should I wait?

[Creditaddict]

They don't have any time since bk but should be in the low 600's on TU

[Anonymous]

My transunion is 644 only reason on denial was bankruptcy proceedings. I'm waiting until next month on the venture or venture one

[pizza1]

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@Anonymous wrote:
Applied for Walmart card and denial reason only said due to bk. how long after bk dc should I wait?

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Can you give us spme more info like....

Current FICO scores...especially TU, since thats who they pull.

Do you have any CC at all? if so limits and how old?

How old is your BK?

Are your reports in order and all IIB accts showing $0bal/IIB?

we can help out more knowing just a little more info.

[pizza1]

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@Anonymous wrote:
My transunion is 644 only reason on denial was bankruptcy proceedings. I'm waiting until next month on the venture or venture one

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This sounds like youre not even discharged yet?? We need way more info here to help you out

[granny031350]

don't bother to reapply.  All of the former GE sponsored cc WAlmart, Lowes, Jc Penny, etc will deny you because you burned them in your BK

[Anonymous]

My bk is discharged since feb and I did NOT burn any credit cards in my bk btw. Everything is IIB except for my good standing accounts I have 3 cap one. Cards and my car note reporting no lates

[Anonymous]

Have had my cc since feb. total limits 1200 on between all three.

[pizza1]

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@granny031350 wrote:

don't bother to reapply.  All of the former GE sponsored cc WAlmart, Lowes, Jc Penny, etc will deny you because you burned them in your BK

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absolutely NOT true!

I burned them bad in my BK7, and I now have an overall credit exposure with them of at least $36k, spead over 7 cards.....the same ones that were IIB, plus a few new cards as well. 

OP..its just time sometimes away from the BK..after 6 months post discharge for me was when Synch opned the flood gates again. PM me,and we will talk and Ill help you with a stradegy ok??  keep your head up!! it will get better

[Pway]

I just got off the phone with credit solutions and I was denied.