@audio-disabled wrote:
The reason for my denial on Venture card:
- Based on your application information,there is no savings account
- Based on your credit report from Experian,lack of mortgage information and past or present delinquent credit obligations
- Based on your credit report from Equifax,there are too many delinquent past or present installment credit obligation(s)
- Based on your credit report from Experian,lack of home equity account information and past or present delinquent credit obligations
Then the second denial letter after applying QS1:
- Based on your application information,there is a currently pending or recently processed application with Capital One
As a result of this, I went ahead and called one of the backdoors number, Application Service Group department. They saw my QS1 application and assumed that it was a duplicate and did not run report because of Venture app. However, they said they can run this up for manual review but it also means it will generate another HP.
That means for the Venture and QS1, I have only generated one triple-HP.
Not sure if you missed this from July 25, Shooting-For-800..
I did get Merrick's Double Your Line, however. I will be waiting out a bit, I got til Septembe 21 to apply after PenFed/Barclay attempt.
Merrick is a great rebuilder card.
Never had a single issue.
Much better than the likes of Credit One.
