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@Anonymous wrote:
I think it's a denial. I app'd for walmart yesterday and got a SL of $700. Tried for amazon last night and got "Thank you for applying, you'll receive a decision by mail in 7-10 days."
Is this a denial? Does it matter that I app'd for walmart and amazon on the same day?
How many INQs do you have on TU? Give it a month or two and let some fall off. I love TU because every couple of months an INQ falls off. I have to admit that I have not paid enough attention to see if they pull FICO TU 8 or FICO TU 4. Don't understand it but my FICO 8 TU is 655 but FICO TU4 is 675. Look at the letter and see which score shows up. That way when you apply for some more Synchrony cards then you will know. However, I'm from Texas too and they pulled EX when I applied for Lowe's and also EX for Toys R Us.
Amazon Store Card pulled TU for me. When I tried for the VISA version, it pulled EX. My score was 655 when I got Amazon.
I was just instantly approved and my FICO 08 is in the 620's for EQ and EX and it was the Amazon Prime Store Card. $700. I do not have a ton of inq's though. Hmmmm
I applied about a week ago with a tu 08 653 and was denied. No lates in four years. The letter they sent said my score was 32 on a scale of 0-999. So ymmv with their store card.
a 32?! I would call them up and recon for the hell of it.
Inquiries fall off quickly on TransUnion? How did I miss this?