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Denied for amazon store card

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Anonymous
Not applicable

Re: Denied for amazon store card


@Anonymous wrote:
I think it's a denial. I app'd for walmart yesterday and got a SL of $700. Tried for amazon last night and got "Thank you for applying, you'll receive a decision by mail in 7-10 days."

Is this a denial? Does it matter that I app'd for walmart and amazon on the same day?

How many INQs do you have on TU?  Give it a month or two and let some fall off.  I love TU because every couple of months an INQ falls off.  I have to admit that I have not paid enough attention  to see if they pull FICO TU 8 or  FICO TU 4.  Don't understand it but my FICO 8 TU is 655 but FICO TU4 is 675.  Look at the letter and see which score shows up.  That way when you apply for some more Synchrony cards then you will know.  However, I'm from Texas too and they pulled EX when I applied for Lowe's and also EX for Toys R Us. 

Message 11 of 30
Anonymous
Not applicable

Re: Denied for amazon store card

Since they denied me, I'm guessing they probly pulled EX but I don't know for sure.
Message 12 of 30
Anonymous
Not applicable

Re: Denied for amazon store card

Amazon Store Card pulled TU for me.  When I tried for the VISA version, it pulled EX.  My score was 655 when I got Amazon.

Message 13 of 30
Anonymous
Not applicable

Re: Denied for amazon store card

Ok. I'll update this thread when I get the letter.
Message 14 of 30
ryox03
Regular Contributor

Re: Denied for amazon store card

I was just instantly approved and my FICO 08 is in the 620's for EQ and EX and it was the Amazon Prime Store Card. $700. I do not have a ton of inq's though. Hmmmm

$1,000 Amex ED, Amex PRG- NPSL,$5,000 Quicksilver Visa, $3750 CO Quicksilver One, $3,300 BarclayCard Rewards,$2000 Paypal Credit, $3500 Walmart, $1700 Target. $5000 Kay Jewlers, $3500 Amazon Prime Store Card, $1,600 Discover IT

652 EQ 661 TU 650 EX 4/19/2016
Message 15 of 30
Anonymous
Not applicable

Re: Denied for amazon store card

I applied about a week ago with a tu 08 653 and was denied.  No lates in four years. The letter they sent said my score was 32 on a scale of 0-999.  So ymmv with their store card.

Message 16 of 30
ryox03
Regular Contributor

Re: Denied for amazon store card

a 32?! I would call them up and recon for the hell of it.

$1,000 Amex ED, Amex PRG- NPSL,$5,000 Quicksilver Visa, $3750 CO Quicksilver One, $3,300 BarclayCard Rewards,$2000 Paypal Credit, $3500 Walmart, $1700 Target. $5000 Kay Jewlers, $3500 Amazon Prime Store Card, $1,600 Discover IT

652 EQ 661 TU 650 EX 4/19/2016
Message 17 of 30
NichelleN
Established Contributor

Re: Denied for amazon store card

Inquiries fall off quickly on TransUnion? How did I miss this?

More than enough credit.
Message 18 of 30
Anonymous
Not applicable

Re: Denied for amazon store card

No, inquires fall off after 2 years, but they only count for 1 year. They mean let some age past 1 year.
Message 19 of 30
Anonymous
Not applicable

Re: Denied for amazon store card

They aren't counted anymore when they are 12 months.
Message 20 of 30
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