cancel
Showing results for 
Search instead for 
Did you mean: 

Denied for second Amex. Recon possible?

tag
Anonymous
Not applicable

Denied for second Amex. Recon possible?

I have a BCE that has a 24k limit (just increased last week).  I kept getting popups at login to apply for a second Amex.  So I chose the one that had a 0% interest promo and no annual fee.  I think it was EveryDay card.  It gave me the 14 day notice, they called me twice to verify my identity, then today they declined the application.  I really shouldn't have applied anyway, when I already have a 24k card with them that just got an increase.

 

My question is, would they consider a recon if I offer to simply move some of my BCE CL over ot the new card, so the total amount of credit line remains the same?  Or does Amex not really do that?

 

Message 1 of 2
1 REPLY 1
austinguy907
Valued Contributor

Re: Denied for second Amex. Recon possible?

I wouldn't bother a recon since it's a SP if you're denied.

 

Just wait until you really need another card and then apply again at that point.  That 24K is going to help you more than moving things around and dropping your AAOA by adding a card to the mix.  

Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.