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Did I do a bad?

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SlidingBy
Established Member

Did I do a bad?

Since I am trying to keep everything clean in order to prep for some costly home repairs I have staying away from apping for anything. I have been twitching and recently tried to up my Disco a bit, that was denied with "Not enough experience with current limit". I wasn't even thought about trying Amex since the limit is already at a point that I assume anything will give the income check, which I dont mind per se, just didnt want to deal with it.

 

Well apparently the itch needed to be scratched so I figured lets see how much I could get without verification. I had read multiple threads where people say they tried X amoutn and got hit with verify and then dropped it down until it didnt. So I started at 50K and it immediately went to 7-10 day message. Thinking outright denial so just laughed it off but almost immediately got email that said they are finished reviewing and I needed to call. Is this going to go somewhere bad? 

12/15 starting out | Scores 717,735,734 | 40% Util | CL Chase 4k, Paypal 3k, Carecredit 3k
3/1/16 Getting going |Scores 758,749,782 | 1% Util | Chase Amazon 4k, Paypal 3k, Carecredit 9600, Freedom 8k, BCP 10k, Barclay Ring 7500, IT 10k
8/1/16 CLI updates |Scores 754, 759,772 |Paypal 4k, BCP 30k, IT13.5k, Carecredit 10k
1/3/17 CLI AmEx 38K, IT 22K, scores 763, 778, 791
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Did I do a bad?

Haha..well that move is completely the opposite of your name isn't it.
Message 2 of 4
SlidingBy
Established Member

Re: Did I do a bad?


@Anonymous wrote:
Haha..well that move is completely the opposite of your name isn't it.

Idle hands..... Smiley Tongue

12/15 starting out | Scores 717,735,734 | 40% Util | CL Chase 4k, Paypal 3k, Carecredit 3k
3/1/16 Getting going |Scores 758,749,782 | 1% Util | Chase Amazon 4k, Paypal 3k, Carecredit 9600, Freedom 8k, BCP 10k, Barclay Ring 7500, IT 10k
8/1/16 CLI updates |Scores 754, 759,772 |Paypal 4k, BCP 30k, IT13.5k, Carecredit 10k
1/3/17 CLI AmEx 38K, IT 22K, scores 763, 778, 791
Message 3 of 4
DeeBee78
Valued Contributor

Re: Did I do a bad?


@SlidingBy wrote:

Since I am trying to keep everything clean in order to prep for some costly home repairs I have staying away from apping for anything. I have been twitching and recently tried to up my Disco a bit, that was denied with "Not enough experience with current limit". I wasn't even thought about trying Amex since the limit is already at a point that I assume anything will give the income check, which I dont mind per se, just didnt want to deal with it.

 

Well apparently the itch needed to be scratched so I figured lets see how much I could get without verification. I had read multiple threads where people say they tried X amoutn and got hit with verify and then dropped it down until it didnt. So I started at 50K and it immediately went to 7-10 day message. Thinking outright denial so just laughed it off but almost immediately got email that said they are finished reviewing and I needed to call. Is this going to go somewhere bad? 


No, it's just a denial, same thing happens when you aren't eligible for a CLI.

Message 4 of 4
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